Commercial Real Estate - Real Estate Banking Program Analyst

JP Morgan Chase; San Francisco (CA); On-site; USD 90,000 - 120,000; Full time

Job summary

JPMorgan Chase in San Francisco, CA is seeking a Real Estate Banking Analyst to join the Commercial Real Estate (CRE) program. You will work with the CRE team to develop financial solutions for clients and gain hands-on exposure to Sales/Originations, Credit/Risk, Treasury Services, and Portfolio Management.

During the program you will collaborate with experienced professionals, participate in trainings, and have opportunities to advance to an Associate role upon successful completion.

Qualifications

• Bachelor degree with Graduation in December 2024 or Spring/Summer 2025.
• Relevant internship or coursework in real estate.
• Exceptional verbal and written communication skills.
• Excellent problem solving and critical thinking skills.
• Strong attention to detail.
• Ability to thrive in a collaborative work environment.

Responsibilities

• Financial modeling & risk grading to support transactions.
• Collateral & market analysis.
• Preparation of marketing materials for client meetings (covering financing options and market trends).
• Sponsorship & guarantor analysis.
• Assisting in the completion of credit approval memos and annual reviews.
• Summarize key deal metrics for loan letters of intent.
• Support sales teams with ad-hoc requests, property inspections and market research.
• Portfolio monitoring and management.
• Learn treasury services tailored to CRE and end-to-end sales processes.
• Develop understanding of JPMorgan Chase products and services.

Skills

Verbal communication

Written communication

Attention to detail

Problem solving

Team collaboration

Interest in real estate

Education

Bachelor's degree

Job description

Start your career working alongside nationally-recognized commercial real estate banking professional, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs.

Who we are

Join the Commercial Real Estate (CRE) group at J.P. Morgan as a Full Time Real Estate Banking Analyst in our Commercial Real Estate Program. We offer financial solutions across all major real estate asset types and work with a diverse range of clients.

As a Real Estate Banking Analyst within the Commercial Real Estate (CRE) group at J.P. Morgan, you will gain hands‑on exposure to your sub‑line of business by working directly with team members, participating in projects, and learning about the types of clients your team works with. You will have opportunities to network with peers, work with colleagues and senior managers, and participate in training opportunities to sharpen your skills. This role provides a unique opportunity to develop a strong foundation of analytical skills across a range of asset classes needed for a successful career in Commercial Real Estate.

What you can expect

As an Analyst in the REB program, you will receive a valuable experience in Commercial Real Estate including targeted exposure to Sales/Originations, Credit/Risk, Treasury Services, and Portfolio Management.

The program provides REB Analysts with the ability to develop a strong foundation of analytical skills across a range of asset classes needed for a successful career in Commercial Real Estate. You'll work with real estate professionals on a team, drawing from the full spectrum of the firm's resources to develop customized financial solutions to meet client needs.

You will spend the duration of your program in our San Francisco, CA office where you will work with our Real Estate Banking Team to provide support to our clients and gain exposure to both Sales/Originations, Credit/Risk, Treasury Services, and Portfolio Management.

Upon successful completion of the REB Analyst Program, you may be promoted to Associate.

Job Responsibilities:

• Financial modeling & risk grading to support transactions
• Collateral & market analysis
• Preparation of marketing materials for use in client meetings (covering topics such as financing alternatives and industry / market trends & analysis)
• Sponsorship & guarantor analysis
• Assisting in the completion of credit approval memos and annual reviews
• Summarize key deal metrics and facts for new loan letters of intent
• Support sales teams with ad-hoc requests, property inspections and market research
• Portfolio monitoring and management
• Learn about treasury services tailored to commercial real estate and end to end sales process using a variety of internal sales tools
• Developing an understanding of the full breadth of J.P. Morgan products and service offerings

Required Qualifications, capabilities, and skills

• Bachelor Degree, Graduation in December 2024 or Spring/Summer 2025
• Relevant internship or coursework in real estate
• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a collaborative work environment

Preferred qualifications, capabilities, and skills

• We are looking for candidates who have a keen interest in Real Estate Banking and a desire to work with team members in our San Francisco, CA Office to build client relationships and provide exceptional client service.

FEDERAL DEPOSIT INSURANCE ACT:

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.