Commercial Real Estate Loan Administrator

U.S. Bank; Tempe (AZ); On-site; USD 76,000 - 89,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k) matching

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Commercial Real Estate (CRE) Loan Administrator in Tempe to own a dedicated loan portfolio from origination to payoff.

You will collaborate with Relationship Managers, Underwriters, Legal, and Operations to ensure accurate documentation, compliance with policies, and timely funding. This on-site role requires a Bachelor’s degree, Notary Public commission, and 5–7+ years in CRE loan administration.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Must meet the requirements to be commissioned as a Notary Public.
• Five to seven or more years experience in CRE loan administration.

Responsibilities

• Loan Documentation, Due Diligence & Negotiation Review of CRE loan documents, including credit agreements, letters of credit, syndicated documents, and construction-related agreements.
• Ensure loan documentation and deal structures comply with internal credit policies and regulatory requirements.
• Loan Origination, Closing & Post-Closing: manage end-to-end loan process from approval through closing, servicing, payoff or maturity.
• Oversee post-closing activities, including collateral tracking, exceptions resolution, and conditions precedent before funding and boarding.
• Portfolio & Performance Management: ongoing servicing for assigned loan portfolios (construction loans, A&D loans, revolvers, borrowing base facilities).
• Monitor covenant compliance, performance pricing, borrowing base activity, and financial reporting throughout the loan life.
• Respond to audit requests and collaborate with internal partners to resolve issues.
• Stakeholder Collaboration & Risk Management: primary point of contact for Relationship Managers, Legal, Loan Capital Markets, internal operations, accounting, and collateral teams.
• Maintain strong deal team relationships while balancing risk management, documentation accuracy, and deadlines.

Skills

CRE loan administration

Notary Public

Education

Bachelor’s degree, or equivalent work experience

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Commercial Real Estate (CRE) Loan Administrator is responsible for managing a portfolio of secured commercial real estate loans across the full loan lifecycle—from origination and closing through servicing, post‑closing, and payoff. This role supports the housing capital side of CRE lending and operates in a fast‑paced, relationship‑driven environment where each administrator owns a dedicated loan portfolio rather than discrete tasks. The position partners closely with Relationship Managers, Underwriters, Legal, Collateral, Accounting, and Operations teams to ensure loan structures are executed accurately, risks are mitigated, and the bank’s interests are protected throughout the life of each loan.

Key Responsibilities

• Loan Documentation, Due Diligence & Negotiation Review, negotiate, and interpret complex CRE loan documentation, including credit agreements, letters of credit, syndicated loan documents, and construction‑related agreements.
• Ensure loan documentation and deal structures comply with internal credit policies and regulatory requirements.
• Loan Origination, Closing & Post‑Closing Manage the end‑to‑end loan process from approval through closing, servicing, and payoff or maturity.
• Oversee extensive post‑closing activities, including collateral tracking, resolution of exceptions, and confirmation that all conditions precedent are met prior to funding and boarding.
• Portfolio & Performance Management Own ongoing servicing for assigned loan portfolios, including construction loans, A&D loans, revolvers, and borrowing base facilities.
• Monitor covenant compliance, performance pricing, borrowing base activity, and financial reporting throughout the life of the loan.
• Respond to audit requests and work with internal partners to resolve issues as they arise.
• Stakeholder Collaboration & Risk Management Serve as a primary point of contact for Relationship Managers, Legal, Loan Capital Markets, internal operations, accounting, and collateral teams.
• Maintain strong deal team relationships while balancing risk management, documentation accuracy, and deadline adherence.

Basic Qualifications

• Bachelor’s degree, or equivalent work experience
• Must meet the requirements to be commissioned as a Notary Public
• Five to seven or more years experience in CRE loan administration

Preferred Skills/Experience

• Advanced level of knowledge in all areas of Commercial Real Estate (CRE) lending including, but not limited to, letters of credit, borrowing base lending, multi-phased construction and transactions secured by multiple collateral properties
• Strong technical expertise in the closing and loan management functions
• Demonstrated ability to close complex CRE loans and manage a CRE loan portfolio
• Thorough knowledge of CRE finance, law, documentation, accounting, and data systems

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Pay Range: $75,820.00 - $89,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance.

U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.