Commercial Middle Market Underwriting & Portfolio Management SVP

Banco Santander SA; Texas; On-site; USD 123,000 - 200,000; Full time

Job summary

A leading financial services company is seeking a Senior Vice President for Commercial Middle Market Underwriting & Portfolio Management. The role involves managing portfolios, ensuring compliance, and communicating with clients and leadership. Candidates should have a Bachelor's degree in Finance or related fields and at least 9 years of underwriting experience. Join a culture that values growth and risk management.

Qualifications

• 9+ years of commercial and/or corporate banking underwriting experience required.
• Proficient communicator with clients and peers.

Responsibilities

• Underwrites, structures, and manages portfolios of new transactions.
• Communicates portfolio trends and risks to senior leadership.
• Develops and manages portfolio information for risk management.

Skills

Communication

Risk Management

Analytical Skills

Education

Bachelor's Degree in Finance

Bachelor's Degree in Accounting

Bachelor's Degree in Management

Bachelor's Degree in Economics

Tools

Microsoft Office

Job description

Commercial Middle Market Underwriting & Portfolio Management SVP
Country: Vereinigte Staaten

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The SVP works with clients and internal and external business partners on portfolio performance monitoring, general compliance, and ongoing risk assessment. Responsibilities include ensuring collateral pledged under credit agreements meets legal standards and is appropriately valued for the transaction's risk and characteristics.

Responsibilities:

1. Underwrites, structures, and manages portfolios of new transactions and existing relationships.
2. Leads underwriting, structuring, and closing of amendments, upsizes, and extensions, including annual reviews and credit approval memos.
3. Communicates portfolio trends, risks, and mitigants to senior leadership.
4. Cultivates excellent client relationships.
5. Develops and manages portfolio information for sound risk management, economic, and regulatory reporting.
6. Prepares and presents monthly/quarterly portfolio reviews with the team.
7. Develops and refines tools to track borrower and portfolio performance, monitor trends, and industry performance.
8. Collaborates with originations team on loan approval processes, legal documentation, collateral review, and funding approvals.
9. Manages risks throughout the post-closing credit process to ensure borrower performance.
10. Monitors and enforces loan agreement terms.
11. Establishes best practices policies and procedures.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree: Finance, Accounting, Management, Economics, or equivalent field - Required.

Required Experience:

At least 9+ years of hands-on commercial and/or corporate banking underwriting experience - Mandatory.

• Proficient communicator (orally and in writing) with clients, peers, and associates.
• Proficient with Microsoft Office applications.
• Familiarity with commercial loan systems.
• Ability to work with various departments.
• Ability to work in a fast-paced, stressful environment with critical deadlines.
• Thorough knowledge of loan products and services.
• Understanding of bank compliance policies related to job duties, with adherence and reporting of violations.

Certifications:

No certifications listed for this job.

Preferred Qualifications:

Established work history or equivalent, demonstrated through experience, training, military service, or education.

What Else You Need To Know:

The salary range for this position is:

• Minimum: $123,750.00 USD
• Maximum: $200,000.00 USD

Benefits and additional details are available on our website.

Risk Culture:

We embrace a strong risk culture, expecting all professionals to proactively manage risks.

EEO Statement:

We value diversity and are an equal opportunity employer. All qualified applicants will receive consideration without regard to protected characteristics.

Working Conditions:

Minimal physical effort required; occasional moving or lifting may be necessary depending on location.

Employer Rights:

This job description is not exhaustive and may be revised at any time. Employment can be terminated by either party at any time.

What To Do Next:

If interested, please apply. For accommodations, contact us at [e-mail].