Commercial Middle Market Leadership Program 2026 – Chicago

Fifth Third Bank; Chicago (IL); On-site; USD 47,000 - 94,000; Full time

Job summary

Fifth Third Bank in Chicago offers a Commercial Middle Market Leadership Program for 2026, with hands-on rotations through key departments. You will learn business practices and gain experience in sales or credit within a formal training program.

Candidates should graduate in 2026 with a Finance or Accounting degree, have internships, and strong analytical and communication skills. The program emphasizes risk awareness and hands-on credit analysis across rotations, with opportunities across

Qualifications

• Four-year undergraduate degree in Finance or Accounting.
• GPA 3.0 or higher.
• Graduating Class of 2026.
• Relevant internships and co-op program experience.
• Strong verbal and written communication skills.
• Ability to work in a team environment.

Responsibilities

• Complete underwriting process with revision/oversight in rotations.
• Assess credit risk via financial statements, cash flow, and industry analysis.
• Update financial covenants as needed.
• Run PD model with oversight.
• Support daily underwriting duties with Portfolio Managers.
• Create client presentation materials using PowerPoint, Excel, Word.

Skills

Analytical skills

Communication

Teamwork

MS Office

Multi-tasking

Education

Bachelor's degree in Finance or Accounting

GPA 3.0 or higher

Graduating Class of 2026

Internships and co-op experience

Tools

PowerPoint

Excel

Word

Job description

Make banking a Fifth Third better®

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION: Performs a variety of assigned duties and special projects within the defined framework of a management-training program involving hands-on rotations through key departments supporting Middle Market for assigned region. Becomes familiar with the business practices, operations, and procedures in each department rotation, acquiring the knowledge, skills, and experience required for assuming a permanent role (sales or credit) in a Commercial department.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

DUTIES AND RESPONSIBILITIES:

• Can complete underwriting process with some revision / oversight (by the end of the 1st rotation)
• Demonstrate ability to assess credit risk using financial statement analysis, cash flow analysis, industry analysis, collateral analysis, guarantor analysis and loan structure analysis
• Accountable for updating financial covenants as needed
• Run Probability of Default (PD) model with oversight
• Partner with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks as needed
• Responsible for understanding and evaluating completed spreads to determine necessary edits
• Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight
• Create client presentation materials using PowerPoint, Excel, Word
• Utilize Dealpoint Profitability Analyzer to assess the client relationship and determine RAROC value.
• Assist in identifying and qualifying prospects with Relationship Manager
• Partner with Relationship Managers, performing projects or analytical tasks as needed
• Draft initial deal screen / opportunity memos.
• Build an extensive network of contacts within Commercial and supporting divisions.
• Attend formal training classes, complete all assigned eLearning courses and participate in extensive self-learning.
• Perform other duties as assigned

SUPERVISORY RESPONSIBILITIES: None

KNOWLEDGE & SKILLS REQUIRED:

• Candidates must be authorized to work in the U.S. without the need for employment-based immigration sponsorship now or in the future
• Graduating Class of 2026
• GPA 3.0 or higher
• Four-year undergraduate degree in Finance or Accounting
• Relevant internships and co-op program experience
• Outstanding verbal and written communication skills
• Strong analytical skills
• Ability to work in a team environment
• Ability to multi-task and to be flexible
• Must be proficient with Microsoft office products, such as Word, Excel, PowerPoint
• Ability to demonstrate initiative

Location / Travel: Candidates will be required to complete rotations in assigned region with travel throughout the Bancorp footprint based on business need.

Compensation:

We offer a competitive base salary that is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education, and geographic location.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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Commercial Middle Market Leadership Program 2026 - Chicago

Total Base Pay Range 47,100.00 - 94,200.00 USD Annual

LOCATION - Chicago, Illinois 60606

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.