Commercial Loan Review Officer

Fulton Bank, N.A.; Bethlehem (Northampton County); Remote; USD 68,000 - 115,000; Full time

Job summary

An established industry player is seeking a Commercial Loan Review Officer to join their dynamic team. This full-time, remote position offers the opportunity to make a significant impact by conducting thorough evaluations of credit risk for various loans. You will engage in independent reviews, ensuring compliance with internal and regulatory guidelines while contributing to the overall success of the organization. The company values continuous learning and work-life integration, providing a supportive environment for professional growth. If you have a passion for finance and a commitment to excellence, this role is perfect for you.

Benefits

Medical Plans

401(k) with Employer Match

Paid Time Off

Educational Assistance

Wellness Program

Maternity and Parental Leave

Adoption Assistance

Flexible Spending Account

Qualifications

• 3+ years of experience in commercial lending and credit training.
• Bachelor's degree or equivalent experience in relevant fields.

Responsibilities

• Conduct independent reviews of credit risk for assigned loans.
• Document support for conclusions to validate accuracy and completeness.

Skills

Commercial Lending

Credit Risk Assessment

Portfolio Management

Loan Documentation

Regulatory Guidelines Compliance

Education

Bachelor's Degree in Business, Accounting, or Finance

Job description

Commercial Loan Review Officer

Job Locations

US-NJ-Palmyra | US-PA-Bethlehem | US-MD-Hunt Valley | US-VA-Virginia Beach | US-NJ-Bridgewater

Requisition ID

2025-21991

Location Name

Remote Palmyra NJ

County

Burlington

Category

Audit/Risk/Compliance

Position Type (Portal Searching)

Full-Time

FLSA Status

Exempt

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time career opportunity that can be remote within the Fulton Bank footprint as follows: DC, DE, MD, NJ, PA, VA.

The primary responsibility of the position is to complete an independent review and evaluation of the credit risk for their assigned borrower/loans. The assessment will encompass, as applicable, the accuracy of the assigned risk ratings, portfolio management and loan documentation practices, adherence to internal and regulatory guidelines, and/or underwriting quality. The incumbent will be required to document support for the conclusions reached in order to validate the accuracy, completeness, and depth of their analysis. The incumbent will need to complete all required activities within the required deadlines of an established review schedule.

Responsibilities

Complete reviews of their assigned borrower/loans within the required timeframes established in the review schedule. Work should demonstrate a level of accuracy and completeness to support all of the LRO's findings, and be based upon the most appropriate and relevant credit analysis and internal/external policies and procedures. The reviewer's workproduct must provide an independent assessment but where required appropriately explain the variances between their conclusions and those reached by the lending/credit department.

• Develop a complete understanding of the relevant policies and procedures for both Loan Review and Fulton Bank. Participate in departmental discussions concerning the findings within each review and where appropriate, ongoing RMA or other industry training in order to improve general credit expertise.
• If requested, assist management with sample scoping, scheduling, reporting, second review of peer workproduct, or training of new personnel.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: Business, Accounting, Finance, or other applicable. (Required)

Experience

3 or more years commercial lending and credit training. (Required)

0 to 6 months formal credit training from a bank program or certified credit training program. (Preferred)

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

The salary range for this position is $68,900.00 - $114,800.00 annually.

Additional Compensation Components

This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.