Commercial Loan Document Processor III

First Financial Bank; Greensburg (IN); On-site; USD 32,000 - 39,000; Full time

Benefits offered by this job

Benefits Guide

Incentive eligibility

Job summary

First Financial Bank is seeking a Commercial Loan Documentation Processor to draft documents for complex Commercial loans, including SBA. You will work with Relationship Managers, AAs, the SBA director, and legal counsel to ensure accurate, compliant documents.

You will review loan files for accuracy, ensure pre-audit documentation exists, and learn various loan products to perfect collateral and comply with regulations. Strong communication and time management are essential.

Qualifications

• At least 4 years experience with complex Commercial Lending products (incl. SBA).
• Experience drafting loan documents in Word format.
• Strong reading and interpretation of legal documents.

Responsibilities

• Process (draft) documents for complex Commercial loan products, including SBA.
• Collaborate with Relationship Managers, AAs, SBA director, and legal counsel.
• Ensure documents reflect terms negotiated and approved by Credit committees.
• Provide QA reviews and final document checks for accuracy.
• Coach and support other Processors on document requirements.
• Maintain strict compliance with loan regulations and bank policies.

Skills

Complex Commercial Lending

SBA loan documentation

Legal document reading

Time management

Communication skills

Multi-tasking

Paralegal-style drafting

Education

Four year degree or equivalent education/experience

Tools

Microsoft Word

Microsoft Excel

Job description

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written!

Commercial Loan Documentation Processors will process (draft) documents for various Commercial loan products, including SBA. This includes working with various business line partners.

Essential Functions/Responsibilities

• This individual will process (draft) documents for various complex Comm'l loan products, including SBA.
• This includes working with Relationship Managers, AAs, the bank's SBA director and the bank's legal counsel.
• This individual should have a broad & detailed understanding of requirements for documenting and perfecting various specialty type Commercial loans within both a loan doc drafting software and on Word format.
• This individual will have a lead role with conforming standard documents to evidence particular terms and conditions of transactions as negotiated by Relationship Manager and approved by the proper Credit approval committee.
• This individual must provide superior client service and support to the Commercial loan staff with all communications and production efforts in aspects of Business Banking & Commercial loan documentation.
• This individual must have excellent time management skills, communication skills, be self- motivated, highly energized and a team player.
• Reviewing the Commercial Loan File for documentation accuracy prior to loan closing.
• Verifying all pre audit documentation is available with loan request.
• Responsible for learning various types of complex Comm'l loan products, including SBA, and appropriate documentation in order to perfect collateral and be in compliance with loan regulations, guidelines and policies.
• Responsible for performing a variety of loan documentation processing duties ensuring that documents are prepared accurately with proper title, dates, dollar amounts, guarantors, collateral, covenants, etc.
• Crossed trained with the Post Review area and/or various filing of recorded documents within the Commercial File Configuration area.
• Ensures that applicable loan regulations, guidelines and policies are followed within drafted Commercial Loan documents.
• Assist Comm'l Loan Processor Team Lead and Supervisor with coaching to other Processors, as needed, regarding types of documents needed to be prepared for various type transactions.
• Coaches for understanding of pre- document due diligence required and able to provide Final Reviews of documents for Quality Assurance prior to release of documents.

Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job

• At least 4 years prior experience with complex Commercial Lending Business Products preferred, including SBA.
• At least 4 years prior experience with Commercial Loan core systems and Document drafting software preferred.
• At least 4 years prior experience with drafting loan documents free form within Word format.
• Ability to read legal documents comparable to a paralegal.
• Excellent written and verbal communication skills in corresponding with clients and legal counsel.
• Proficiency using Microsoft Office including Word and Excel.
• Proficient typist.
• Extremely detailed and proficient with multi-tasking.
• Ability to read, analyze, and interpret legal documents.
• Ability to perform in a high volume, stressful environment that works within deadlines.
• Four year certificate from college or technical school; or four years related experience and or training; or equivalent of education and experience

Physical Requirements

Occasionally lifts and carries up to 20 lbs. Occasionally stands and walks. Frequently sits.

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

Pay Range $23.56- $28.37/hour

Benefits

• We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing.
• Please review our Benefits Guide.

Incentive Eligibility

• All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

Equal Opportunity

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.

About Our Mission

At first financial bank, our mission is clear: to be the best bank to do business with, the best place to work, and the best financial partner for our shareholders and the communities we serve. We believe that how we work is just as important as what we achieve. That’s why we’re guided by core values that shape everything we do: Doing the right thing Teamwork Mutual respect Wellbeing Excellence Our success starts with our people. We know that when our associates are talented, engaged, and supported, they create outstanding results. If you're looking to be part of a team that values integrity, inclusion, and collaboration—and where your growth matters you’ll find your future here.