Commercial Loan Collateral Specialist

Sunflower Bank Mortgage Lending; Plano (TX); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Paid Holidays

Volunteer Leave

Job summary

Sunflower Bank, N.A. is seeking a Commercial Loan Collateral Specialist in Plano, TX. You will review documentation, image and commit documents, and verify collateral files for real estate and automobile liens, ensuring compliance and timely perfection.

The role requires attention to detail, strong organizational skills, and independent work capability, with occasional flexible hours. You will support post-closing operations and assist in special projects as needed.

Qualifications

• Minimum 3 years of Commercial real estate experience and/or documentation experience.
• Collateral Lien Perfection Experience required.
• Technical training in computer systems, banking applications and loan documentation preferred.
• Must possess exceptional detail, time management and organizational skills.
• Must possess Word and Excel experience.
• Must possess excellent oral and written communication skills.
• Must be able to work independently and accomplish goals in established time frame.
• Must be able to work flexible hours.

Responsibilities

• Image, commit and verify documents in a timely and efficient manner.
• Maintain knowledge of compliance requirements to accurately review documents and create documentation exceptions.
• Maintain file inventory for loans, transfers and charge-offs.
• Process Commercial Denials.
• Prepare, review, and file collateral documents to complete perfection of titled vehicles.
• Ensure timely lien perfection per state and federal requirements.
• Coordinate with county/state/third-party agencies for perfection.
• Monitor recording confirmations and follow up on rejected filings.
• Maintain collateral tracking systems and electronic lien filing systems.
• Verify receipt of recorded documents and original titles.
• Monitor department inboxes and process requests.
• Ensure loan adheres to Compliance and Audit standards.
• Maintain SLAs in a high-volume environment.
• Back-up to other Post-Closing roles; complete special projects.

Skills

Detail orientation

Time management

Organizational skills

Communication skills

Independence

Flexibility

Education

Commercial real estate experience

Attorney prepared documentation (preferred)

Banking systems & loan documentation training

Tools

Word

Excel

Imaging software

Job description

Description

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank, N.A. at sunflowerbank.com.

Job Type

Full-time

Commercial Loan Collateral Specialist

The Commercial Loan Collateral Specialist is responsible for reviewing account documentation, imaging, committing and verifying documents on imaging software and aiding others in retrieving that information.

Responsibilities

• Image, commit and verify documents in a timely and efficient manner.
• Maintain a working knowledge of compliance requirements in order to accurately review documents and create and verify documentation exceptions.
• Maintain file inventory lists for existing loans, files moved to transfer and paid out charge-offs.
• Process Commercial Denials.
• Prepare, review, and file collateral documents to complete titled vehicle perfection
• Ensure timely and accurate lien perfection in accordance with state and federal requirements.
• Coordinate with appropriate county, state or third-party agencies to complete necessary perfection.
• Monitor recording confirmations and follow up on rejected filings.
• Maintain collateral tracking systems and electronic lien filing systems.
• Verify receipt of recorded documents and original titles.
• Monitor department inboxes and process requests as needed.
• Ensure loan adheres to Compliance and Audit standards and expectations.
• Maintain Service Level Agreements in a high-volume, high-stress environment.
• Act as back-up and support to other positions within the Post-Closing area of Loan Operations.
• Complete special projects as required.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.

Education / Experience Preferred

• Minimum 3 years of Commercial real estate experience and/or documentation experience. Attorney Prepared documentation experience preferred.
• Collateral Lien Perfection Experience required.
• Technical training in computer systems, banking applications and loan documentation preferred.
• Must possess exceptional detail, time management and organizational skills.
• Must possess Word and Excel experience.
• Must possess excellent oral and written communication skills.
• Must be able to work independently and accomplish goals in established time frame.
• Must be able to work flexible hours.

Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to "bank" with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

• Rooted in Strength
• Propelled by Growth
• Individuals in a Great Whole
• Creating Possibility
• Community Focused

Associates Enjoy Outstanding Benefits, Including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more associate perks & incentives!

You've never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets

Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.

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