Commercial Lines Field Underwriter II (Hybrid)

MAPFRE Insurance; Webster (MA); Hybrid; USD 68,000 - 90,000; Full time

Benefits offered by this job

PTO

401(k) & Company match

Medical, Dental, Vision

Life Insurance & LTD

FSA/HSA

Job summary

MAPFRE in Webster, MA is seeking a Commercial Lines Field Underwriter II for a hybrid role to drive profitable growth and strengthen agency partnerships. You will analyze submissions, set pricing within authority, and guide accounts from submissions to quotes or declines.

The role requires 2–4 years of underwriting experience, a bachelor’s degree or equivalent, strong communication skills, and willingness to travel. Preference for AU/CPCU/CIC progress.

Qualifications

• Bachelor’s degree or equivalent professional experience.
• 2–4 years of Commercial Lines underwriting experience, or an Associate’s degree or equivalent plus 4–6 years of related experience.
• Prior experience as a Commercial Lines Underwriter I or equivalent at another insurer, or as an underwriting services supervisor, required.
• Solid knowledge of insurance concepts, coverage forms, rating factors, pricing, and underwriting guidelines.
• Strong business judgment, analytical, problem‑solving, time management, sales, and negotiation skills.
• Excellent written and verbal communication and relationship‑building skills.
• Ability to travel to agencies as needed.
• Progress toward an AU, CPCU, or CIC designation preferred.

Responsibilities

• Drive profitable growth and achieve underwriting and production goals across key Commercial Lines products within your territory.
• Review and analyze submissions, gather information, evaluate risk, and move accounts to quote or decline.
• Set pricing and recommend coverages within assigned authority, applying sound judgment and guidelines.
• Serve as primary contact for assigned agents, clearly communicating underwriting appetite, decisions, coverage value, and competitive advantages.
• Partner with agents, BDRs, Renewal Underwriters, and internal teams to identify growth, account‑rounding, and portfolio opportunities.
• Identify agency and market trends to support territory planning, portfolio management, and competitive positioning.
• Research and resolve underwriting issues, develop practical solutions, and escalate complex matters appropriately.
• Participate in agency visits and travel as needed to strengthen relationships and support profitable growth.
• Effectively prioritize workload and adjust underwriting depth based on account size and complexity while meeting service, quality, and production objectives.
• Maintain strong knowledge of products, pricing, guidelines, and underwriting philosophies, serving as a technical resource for agents and internal teams.
• Share technical knowledge, support new team members as needed, and participate in ongoing professional development and training.

Skills

Underwriting

Analytical skills

Time management

Negotiation

Education

Bachelor's degree or equivalent professional experience

Job description

Commercial Lines Field Underwriter II (Hybrid)

Location: Webster, MA, US

Company: MAPFRE

Summary

Join a forward-thinking Commercial Lines underwriting team during an exciting period of growth and transformation. We’re seeking a Commercial Lines Field Underwriter II to drive profitable growth, build strong agency partnerships, and support the continued modernization of our underwriting practices.

You’ll manage underwriting activity within an assigned territory, evaluating risk, making pricing and coverage decisions, and partnering with agents and internal teams to efficiently move business from submission to quote or decline.

What You’ll Do

• Drive profitable growth and achieve underwriting and production goals across key Commercial Lines products within your territory.
• Review and analyze submissions, gather necessary information, evaluate risk, and efficiently move accounts to quote or decline.
• Set pricing and recommend coverages within assigned authority, applying sound judgment and established underwriting guidelines.
• Serve as a primary contact for assigned agents, clearly communicating underwriting appetite, decisions, coverage value, and competitive advantages to strengthen relationships and improve hit ratios.
• Partner with agents, Business Development Representatives, Renewal Underwriters, and internal teams to identify growth, account‑rounding, and portfolio opportunities.
• Identify agency and market trends to support territory planning, portfolio management, and competitive positioning.
• Research and resolve underwriting issues, develop practical solutions, and escalate complex matters appropriately.
• Participate in agency visits and travel as needed to strengthen relationships and support profitable growth.
• Effectively prioritize workload and adjust underwriting depth based on account size and complexity while meeting service, quality, and production objectives.
• Maintain strong knowledge of products, pricing, guidelines, and underwriting philosophies, serving as a technical resource for agents and internal teams.
• Share technical knowledge, support new team members as needed, and participate in ongoing professional development and training.

What You’ll Bring

• Bachelor’s degree or equivalent professional experience.
• 2–4 years of Commercial Lines underwriting experience, or an Associate’s degree or equivalent plus 4–6 years of related experience.
• Prior experience as a Commercial Lines Underwriter I or equivalent at another insurer, or as an underwriting services supervisor, required.
• Solid knowledge of insurance concepts, coverage forms, rating factors, pricing, and underwriting guidelines, with the ability to evaluate moderately complex accounts.
• Strong business judgment, analytical, problem‑solving, time management, sales, and negotiation skills.
• Excellent written and verbal communication and relationship‑building skills.
• Ability to make sound decisions within established authority, work effectively under general supervision, and seek guidance on complex accounts or exceptions when appropriate.
• Willingness to travel to agencies as needed.
• Progress toward an AU, CPCU, or CIC designation preferred.

Why Mapfre?

As a global insurance leader with a strong local presence, we offer more than a job — we provide a purpose‑driven career where your growth, well‑being, and impact truly matter.

Purpose & Culture: Join a company built on trust, collaboration, and inclusion. Our values guide everything we do, creating a workplace where people feel respected and empowered.

Career Growth: Advance your skills through tuition reimbursement, leadership programs, and internal mobility opportunities. Your development is our priority.

Social Responsibility: Contribute to meaningful initiatives through Fundación Mapfre, supporting communities and sustainability worldwide.

Pay Transparency: The typical starting salary range for this role is determined by several factors including skills, experience, education, certifications, and location. Some roles at Mapfre are eligible for commission and/or bonus earnings, in addition to salary, calculated based upon factors set forth in the compensation plan for the role.

Salary Range: $67,600 - $89,700

Benefits Highlights: At Mapfre, we invest in our employees' well‑being by offering a comprehensive benefits package, including:

• Paid Time Off (PTO): A flexible PTO program that combines vacation, personal, volunteer and sick time into one convenient bank of paid time off.
• 401(k) & Profit Sharing: Eligible employees may participate in Mapfre's 401(k) plan that includes company matching contributions up to certain amounts under the terms of the plan.
• Medical, Dental and Vision Coverage: Choice of comprehensive medical, dental and vision insurance coverage under group plans offered by the company.
• Other Benefits Include: STD, LTD, Life Insurance, FSA, HSA and various wellness programs.

Benefits provided are subject to the terms and conditions of the applicable benefit plan or policy. The Company reserves the right to alter, amend, or terminate benefits in its sole discretion. To learn more about our benefit offerings please visit: https://mapfre.gobenefits.net/

If you require a reasonable accommodation during the application or selection process, please contact the Mapfre Talent Acquisition team at [e-mail]. Mapfre is proud to be an Equal Opportunity Employer.

Important Notice: The information above is intended to provide a general overview of available benefits. Eligibility, plan provisions, and coverage are governed by the terms and conditions of the applicable benefit plans and policies, which may be modified from time to time.

Nearest Major Market: Worcester

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