Commercial Lending Intern: Build Your Banking Career

Origin Bank; Ridgeland (MS); On-site; USD 21,000 - 30,000; Full time

Job summary

Origin Bank is seeking junior and senior college students for an 8-week summer internship through its GIVE Internship Program (Giving Interns Valuable Experience). Interns will work with the Commercial Lending team to model financials, assist with due diligence, organize files, and support daily customer servicing, gaining insight into banking operations and lending processes.

The ideal candidate will have a minimum 3.0 GPA, strong communication and interpersonal skills, and be proficient in

Qualifications

• Proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint).
• Strong written and verbal communication skills.
• Effective interpersonal skills.
• Proficient in time management, multitasking and prioritizing projects.
• General understanding of the banking industry.
• Able to work independently or with a team.
• Must have at minimum cumulative 3.0 GPA.

Responsibilities

• Assist with screening loan prospects by modeling company financials, creating pricing models, and performing company due diligence.
• Assist Commercial team with assimilating, filing, and distributing financial and collateral documentation to appropriate internal departments as needed once loans are closed.
• Organize and maintain customer files to assist Relationship Banker/Manager's ability to manage portfolios.
• Maintain current and ongoing knowledge of bank products and services; assist Relationship Banker/Manager with daily customer servicing.
• Provide ongoing support to commercial/business relationship managers for collateral and financial statement tracking and exception management.
• Prepare a mock loan presentation to demonstrate understanding of bank lending processes by incorporating financial data and risk assessments based on commercial lending guidelines.
• Attend locally scheduled ribbon cuttings, ground breakings, business meetings w/lender to meet and have an appreciation for the local communities we serve.
• Participate in weekly meetings and educational sessions, both in person and via Zoom, covering topics such as credit analysis, leadership, communication skills, and the operations of various bank departments to support professional growth and industry knowledge.

Skills

Microsoft Office

Written and Verbal Communication

Interpersonal Skills

Time Management

Banking Knowledge

Independent or Team Work

Education

Business Administration

Finance

Accounting

Job description

Origin Bank is seeking junior and senior college students for an 8-week summer internship through its GIVE Internship Program (Giving Interns Valuable Experience). Interns will work with the Commercial Lending team to model financials, assist with due diligence, organize files, and support daily customer servicing, gaining insight into banking operations and lending processes.

The ideal candidate will have a minimum 3.0 GPA, strong communication and interpersonal skills, and be proficient in