Commercial Lender

FNBT - First National Bank Texas; San Antonio (TX); On-site; USD 52,000 - 78,000; Full time

Job summary

FNBT - First National Bank Texas is seeking a Loan Officer in San Antonio to interview loan applicants, gather financial data, and determine acceptable risk. You will review applications, analyze data, approve loans within limits, and manage a growing customer pipeline.

Collaboration with branches and community partners is essential to build relationships and drive lending growth. The role requires a finance background, banking experience, and strong communication, organization, and MS Office

Qualifications

• Bachelor's degree in Finance preferred.
• Minimum 2 years banking experience.
• Strong business development and networking skills.
• Detail oriented, analytical, and organized.
• Proficient in Microsoft Office and data analysis.

Responsibilities

• Interview loan applicants concerning their businesses, needs, and earnings to determine risk.
• Receive and review loan applications; obtain and direct analysis of financial data.
• Make decisions on loans within established lending limits.
• Maintain loan portfolios with customer follow-up and monitoring.
• Conduct credit reviews to assess risk.
• Seek out new business and sustain an active pipeline.
• Build partnerships and be the point of contact for branch referrals.
• Develop and maintain relationships within the public eye.
• Other duties as assigned.
• Must be able to remain in a sitting stationary position for extended periods.
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

Skills

Communication skills

Networking skills

Detail oriented

Analytical

Team player

Education

Bachelor's degree in Finance

Tools

Microsoft Office

Job description

• Bachelors Degree in Finance preferred
• At least 18 years of age
• Must have minimum of 2 years banking experience
• Strong business development and networking skills
• Working knowledge of Microsoft Office
• Good communication skills
• Must be detail oriented, analytical, and organized
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Job Description

• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data
• Make decisions on loans and terms within established lending limits
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
• Conduct analysis on loan accounts
• Conduct credit reviews to help assess risk
• Seek out new business and sustain an active pipeline
• Build partnership and be point of contact for branch referrals
• Must develop and maintain relationships within the public eye
• Other duties as assigned

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

Member FDIC, Equal Housing Lender

FCBI is an Equal Opportunity Employer

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