Commercial Lender

First Community Bancshares, Inc.; San Antonio (TX); Hybrid; USD 48,000 - 70,000; Full time

Job summary

First Community Bancshares, Inc. is seeking a Loan Officer in Texas to interview loan applicants, review applications, and determine acceptable risk within lending limits. The successful candidate will maintain portfolios and build a strong referral network.

The role requires at least 2 years in banking, strong business development, and excellent communication skills. Candidates should be detail oriented, analytical, and capable of teamwork while passing background checks as required.

Qualifications

• Bachelor's Degree in Finance preferred
• At least 18 years of age
• Must have minimum of 2 years banking experience
• Strong business development and networking skills
• Working knowledge of Microsoft Office
• Good communication skills
• Must be detail oriented, analytical, and organized
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Responsibilities

• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data
• Make decisions on loans and terms within established lending limits
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
• Conduct analysis on loan accounts
• Conduct credit reviews to help assess risk
• Seek out new business and sustain an active pipeline
• Build partnership and be point of contact for branch referrals
• Must develop and maintain relationships within the public eye
• Other duties as assigned

Skills

Business development

Networking

Communication

Analytical thinking

Detail oriented

Education

Bachelor's degree in Finance

Tools

Microsoft Office

Job description

• Bachelors Degree in Finance preferred
• At least 18 years of age
• Must have minimum of 2 years banking experience
• Strong business development and networking skills
• Working knowledge of Microsoft Office
• Good communication skills
• Must be detail oriented, analytical, and organized
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Job Description

• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data
• Make decisions on loans and terms within established lending limits
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
• Conduct analysis on loan accounts
• Conduct credit reviews to help assess risk
• Seek out new business and sustain an active pipeline
• Build partnership and be point of contact for branch referrals
• Must develop and maintain relationships within the public eye
• Other duties as assigned

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

Member FDIC, Equal Housing Lender

FCBI is an Equal Opportunity Employer

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