Commercial Lender

gpac; Pulaski (TN); On-site; USD 85,000 - 130,000; Full time

Job summary

gpac is seeking a Commercial Lender to drive commercial loan and deposit growth, serving as a senior producer and trusted advisor to business clients. You will manage relationships while maintaining a quality loan portfolio aligned with risk appetite and growth objectives.

The role emphasizes cross-functional collaboration with credit, operations, and leadership, and requires proven sourcing and closing of new loan business with strong credit analysis.

Qualifications

• Experience in commercial lending across C&I, owner-occupied CRE, and small business.
• Strong ability to develop new loan business and manage client relationships.
• Advanced financial analysis including cash flow, tax returns, and collateral.
• Proven credit structuring and underwriting capability.
• Excellent communication, negotiation, and advisory skills.

Skills

Commercial lending

Business development

Financial analysis

Credit structuring

Relationship management

Treasury & deposits

Portfolio management

Communication

Regulatory knowledge

Cross-functional collaboration

Lending experience

Education awareness

Education

Bachelor's degree in Finance/Accounting/Business

Job description

Commercial Lender Position Summary

Commercial Lender is responsible for driving commercial loan and deposit growth through strategic business development, relationship management, and sound credit leadership. This role serves as a senior producer and trusted advisor to business clients while maintaining a high-quality loan portfolio aligned with the bank's risk appetite and growth objectives.

Key Skills And Requirements

• Commercial lending expertise (C&I, owner-occupied CRE, small business)
• Strong business development and portfolio growth ability
• Advanced financial analysis (cash flow, tax returns, collateral, risk)
• Proven credit structuring and underwriting capability
• Relationship-driven with strong client retention and COI network skills
• Solid knowledge of treasury management and deposit products
• Portfolio management: covenant tracking, renewals, and credit quality
• Excellent communication, negotiation, and advisory skills
• Strong understanding of banking regulations and compliance
• Ability to work cross-functionally with credit, ops, and leadership
• 3+ years commercial lending or related banking experience
• Bachelor's degree in Finance, Accounting, Business, or related field (preferred)
• Demonstrated success in sourcing and closing new loan business
• Experience preparing credit memos and loan presentationsStrong credit analysis and underwriting background
• Proven ability to manage multiple client relationships simultaneously
• Proficiency in financial spreading tools and Microsoft Office
• Active involvement in local market / community engagement
• Self-starter with proactive calling and prospecting mindset
• Sound judgment with a conservative, risk-aware approach

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.