Commercial Deposits Officer

Albank; Chicago (IL); On-site; USD 65,000 - 95,000; Full time

Job summary

Albank is seeking a Commercial Deposits Officer to manage end-to-end onboarding for commercial clients, including treasury management services and digital provisioning.

The role interfaces with lending and commercial banking teams to expand deposit balances while maintaining strong controls and risk management. Strong analytical, communication, and client-relations skills are essential for success.

Qualifications

• Bachelor’s degree preferred in finance, business, or related field.
• Banking experience in deposit operations, treasury management, or commercial banking preferred.
• Strong analytical, problem-solving, and customer service skills.
• Knowledge of deposit products, account management, and banking procedures.
• Familiarity with digital banking platforms and treasury services preferred.
• Ability to manage multiple priorities with sound judgment and confidentiality.

Responsibilities

• Open deposit accounts for commercial clients, including treasury management services.
• Ensure compliance with account opening procedures, policies, and guidelines during onboarding.
• Cross-sell and assist clients with bank deposit and treasury services (digital banking, ACH origination, wire transfers).
• Collect and maintain signature cards and documents for client relationships.
• Support business growth initiatives for deposits and new relationships.
• Collaborate with internal teams to improve reporting, processes, and deposit operations.

Skills

Analytical skills

Problem-solving

Customer service

Relationship building

Deposit product knowledge

Treasury services knowledge

Digital banking platforms

Education

High school diploma or GED

Bachelor’s degree in finance, business, or related field

Job description

The Commercial Deposits Officer is responsible for opening deposit accounts for new and existing commercial clients. This role manages the end-to-end internal and external account onboarding experience, including commercial treasury management services and digital provisioning.

The position is the central Officer for opening commercial deposit accounts, working closely with lending and commercial banking teams to support customer relationships while identifying opportunities to expand deposit balances and product usage. The ideal candidate demonstrates strong attention to detail, sound judgment, product knowledge, and the ability to effectively communicate and support both internal teams and external clients.

DUTIES AND RESPONSIBILITIES

• Open deposit accounts for commercial clients, including treasury management services
• Implement and ensure compliance with account opening procedures, policies, and guidelines during the client onboarding experience
• Cross-sell and assist clients with the bank’s deposit and treasury management services, including digital banking, mobile banking, ACH origination, Positive Pay, wire transfer and remote deposit capabilities
• Collect and maintain signature cards and all documents needed for clients and account relationships
• Support business growth initiative for deposits
• Support commercial development efforts related to new deposit relationships and growth initiatives
• Collaborate with internal teams to improve reporting, processes, and overall deposit operations

SUPERVISORY RESPONSIBILITIES

This job has no supervisory responsibilities

QUALIFICATIONS

• High school diploma or general education degree (GED) required; bachelor’s degree in finance, business, or related field preferred
• Prior experience in banking, deposit operations, treasury management, or commercial banking preferred
• Strong analytical and problem-solving skills and customer service and relationship building
• Strong understanding of deposit products, account management, and banking procedures
• Knowledge of digital banking platforms and treasury services preferred
• Ability to exercise sound judgment and maintain confidentiality while managing multiple priorities
• Knowledge of banking regulations and compliance requirements preferred