Commercial Deposit Support Specialist

M&T Bank Corporation; Dover (DE); Presencial; USD 36.000 - 60.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical benefits

Retirement plan

Paid volunteer time (40 hours)

Descripción de la vacante

M&T Bank Corporation is seeking a Commercial Deposit Support Specialist (DSS/CDSS) in Dover, DE to serve as the central contact for deposit servicing. You will handle account openings, maintenance, and service requests, while ensuring regulatory compliance and robust risk controls.

Responsibilities include leading BSA/AML/KYC efforts, maintaining data integrity, and collaborating with Treasury Management Consultants and Relationship Managers to enhance onboarding and product adoption.

Formación

• Associate’s degree with 3+ years related experience in Financial/Banking or Customer Service; or 5 years combined education and/or work Experience including 3 years related experience.
• Strong written and verbal communication skills and attention to detail are necessary.
• Ability to take initiative to work independently and as part of a team.

Responsabilidades

• Act as the primary contact for deposit servicing and maintain client relationships.
• Handle account openings, maintenance, and service requests (e.g., stop payments, wires, transfers).
• Ensure compliance with documentation and disclosure requirements.
• Lead BSA/AML/KYC processes and validate entity documentation.
• Monitor reports, resolve discrepancies, and support system outages.
• Collaborate with Treasury Management Consultants and Relationship Managers to improve onboarding and product adoption.

Educación

Associate’s degree

Bachelor's Degree

Descripción del empleo

Overview

The Commercial Deposit Support Specialist (DSS/CDSS) serves as a central point of contact, delivering exceptional support to ensure seamless management and servicing of commercial deposit accounts. This role requires an in-depth understanding of commercial deposit products, comprehensive legal documentation, operational systems, and customer needs, to provide tailored solutions and maintain a high level of client satisfaction. This role combines a client-focused mindset, and a commitment to operational accuracy, technical expertise, minimizing risk to customers and the bank, contributing to the overall success and trust of the bank’s commercial deposit services.

Primary Responsibilities

Act as the primary contact for deposit servicing, maintaining strong relationships with clients and internal partners. Provide cross-regional support as needed. Handle account openings, maintenance, and service requests (e.g., stop payments, fee waivers, wires, transfers). Ensure compliance with documentation and disclosure requirements. Act as the first line of defense by authenticating users, monitoring suspicious activity, and supporting fraud recovery efforts. Escalate issues and ensure timely resolution. Lead Bank Secrecy Act (BSA)/Anti-Money Laundering (AML)/Know Your Customer (KYC) processes, validate entity documentation, and ensure regulatory compliance. Maintain accurate customer records and resolve documentation infractions. Understand Treasury Management products and identify opportunities to support client needs. Collaborate with Treasury Management Consultants (TMC) and Relationship Managers (RM) to enhance client onboarding and product adoption. Monitor reports, resolve discrepancies, and support system outages. Maintain data integrity and adhere to internal policies and procedures. Capture and escape client feedback. Conduct root cause analysis for complaints and ensure follow-up. Open and monitor restricted accounts to ensure proper usage and compliance with required restraints. Process transactions in source systems during outages to minimize customer impact. Support specialty commercial business lines with additional responsibilities as needed. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned.

Scope of Responsibilities

As a key resource for internal and external stakeholders, the specialist proactively manages account servicing requests, resolves complex issues efficiently, and supports operational excellence. Additionally, the position upholds the bank’s risk management framework by adhering to regulatory and procedural controls, acting as a first line of defense to safeguard the organization from unnecessary exposure to risk.

Supervisory/Managerial Responsibilities

None

Education and Experience Required

Associate’s degree, with a minimum of 3 years related experience (Financial/Banking Industry, Customer Service etc.) OR in lieu of a degree, a combined minimum of 5 years higher education and/or work experience, including a minimum of 3 years related experience. Professional and clear written/verbal communication skills and attention to detail are necessary to deliver high quality service, while ensuring accuracy and timely completion.

Education and Experience Preferred

• Bachelor's Degree
• Excellent attention to detail.
• Excellent verbal and written communication skills.
• Ability to take initiative to work independently and as a team member.
• Self-motivated, well-organized individual.
• Ability to function professionally at many different levels (clients, management, and peers).
• Strong interpersonal skills necessary for business partner relationships within and outside organization.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees.

The pay range for this position is $26.00 - $43.34 Hourly (USD).

The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Dover, Delaware, United States of America

Great companies have an enduring sense of purpose.

At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve.

M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York.

M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust.

M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C.

For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers.

We are a bank for communities- combining the capabilities of a large bank with the care of a locally focused institution.

As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year.

Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do.

We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

View M&T’s Human Capital Report to learn more.

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.