Commercial Credit Analyst — Hybrid/Remote & Growth

GOEBEL FIXTURE COMPANY; Somerset Township (PA); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Hybrid remote work

Job summary

Somerset Trust Company is seeking an Assistant Credit Analyst to analyze financial information for large commercial customers and assess lending risk. The role emphasizes writing professional analyses and presenting trends to management.

Responsibilities include preparing cash flows, evaluating tax returns, and collaborating with lenders. The position requires 3–5 years in a similar role, Excel proficiency, and the ability to work independently on loan requests.

Qualifications

• Bachelor's degree in Accounting or Finance from a four-year college or university, and two years related experience and/or training; or equivalent combination.
• Experience with tax returns and financial statements is valued.
• Proficiency with Word and Excel is required; ability to learn new systems.

Responsibilities

• Analyze large commercial relationships to assess lending risk and present findings in written format.
• Prepare business and personal cash flows by analyzing tax returns or statements and present in Excel.
• Discuss financial statements terminology and provide concise analyses for management review.
• Assist in financial statement spreads and ratio analysis with relevant software.

Skills

Analytical thinking

Written communication

Multitasking

Education

Bachelor's degree in Accounting or Finance

2 years related experience

Tools

DNA

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

Somerset Trust Company is seeking an Assistant Credit Analyst to analyze financial information for large commercial customers and assess lending risk. The role emphasizes writing professional analyses and presenting trends to management.

Responsibilities include preparing cash flows, evaluating tax returns, and collaborating with lenders. The position requires 3–5 years in a similar role, Excel proficiency, and the ability to work independently on loan requests.