Commercial Credit Analyst - Growth & Impact

Sunflower Bank Mortgage Lending; Houston (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Job summary

Sunflower Bank, N.A. in Houston, TX is seeking a Commercial Credit Analyst to support Commercial Credit Underwriters with financial analysis and underwriting activities.

The role involves developing proficiency in spreads, financial modeling, and applying bank credit policies while monitoring loan covenants and collateral structures to support commercial clients and internal partners.

Qualifications

• Bachelor’s Degree in Accounting, Finance or related field.
• 1+ years in commercial lending and credit analysis.
• Proficiency in Word/Excel.
• Aptitude for quickly learning new systems (Salesforce.com and nCino).
• Excellent verbal and written communication.
• Detail-oriented with ability to meet deadlines.
• Willingness to travel as needed.

Responsibilities

• Assist with financial analysis and risk assessment for underwriting decisions.
• Support credit underwriters in preparing memoranda for amendments and reviews.
• Develop proficiency in spreading and financial modeling tools.
• Understand credit policies and risk metrics and apply them daily.
• Monitor borrower financial performance and loan covenants.
• Conduct industry research and prepare trend overviews.
• Summarize loan conditions and collateral structures.
• Assist with cross-support to related bank products.

Skills

Verbal communication

Written communication

Attention to detail

Time management

Education

Bachelor's Degree in Accounting or Finance

1+ years in commercial lending and credit analysis

Tools

Salesforce.com

nCino Bank Operating System

Microsoft Excel

Microsoft Word

Job description

Sunflower Bank, N.A. in Houston, TX is seeking a Commercial Credit Analyst to support Commercial Credit Underwriters with financial analysis and underwriting activities.

The role involves developing proficiency in spreads, financial modeling, and applying bank credit policies while monitoring loan covenants and collateral structures to support commercial clients and internal partners.