Commercial Credit Analyst — Community Banking

New Hampshire Mutual Ban; Laconia (NH); On-site; USD 63,000 - 79,000; Full time

Job summary

Meredith Village Savings Bank (MVSB) in Laconia, NH is seeking an experienced Commercial Credit Analyst to support our commercial lending teams. You will prepare credit analyses, assess repayment capacity, and help inform lending decisions within a community banking environment.

The ideal candidate has 1–3 years of credit experience, strong analytical skills, and proficiency with Excel and loan systems like nCino. Join MVSB to contribute to local businesses and a collaborative team.

Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or a related field preferred.
• 1–3 years of banking/credit experience or equivalent.
• Ability to analyze financial statements, tax returns, cash flow, and collateral.
• Strong written and verbal communication skills.

Responsibilities

• Prepare clear credit analyses for commercial loan requests, renewals, and annual reviews.
• Evaluate financial statements, tax returns, projections, and collateral.
• Identify credit risks and factors affecting credit quality.
• Provide underwriting support and credit recommendations.
• Assist with collateral evaluations and related documentation.
• Support portfolio monitoring and credit-related reporting.
• Track financial statements and maintain credit files.
• Communicate with lenders and internal partners on priorities and deadlines.

Skills

Credit analysis

Financial statement analysis

Communication skills

Excel

Loan documentation

Collaboration

Education

Bachelor’s degree in Business, Finance, Accounting, or related field

Tools

nCino

Microsoft Excel

Job description

Meredith Village Savings Bank (MVSB) in Laconia, NH is seeking an experienced Commercial Credit Analyst to support our commercial lending teams. You will prepare credit analyses, assess repayment capacity, and help inform lending decisions within a community banking environment.

The ideal candidate has 1–3 years of credit experience, strong analytical skills, and proficiency with Excel and loan systems like nCino. Join MVSB to contribute to local businesses and a collaborative team.