Commercial Client Specialist I

simmonsbank; Fort Worth (TX); On-site; USD 42,000 - 63,000; Full time

Job summary

Simmons First National Corporation in Fort Worth, TX is seeking a Commercial Client Specialist I to support bankers by servicing and maintaining loan documentation and files. The role requires strong customer service and proactive communication with internal and external clients.

You will coordinate loan documentation, review for compliance, assist with renewals, monitor reports, and partner with Portfolio Manager to fund disbursements while upholding bank policies and ensuring timely, accurate

Qualifications

• HS Diploma/GED required.
• Prior loan experience preferred.
• Basic understanding of loan documentation, credit policy and banking regulation.
• MS Office programs and bank operating systems familiarity.

Responsibilities

• Coordinate preparation and review of loan documentation for compliance.
• Assist in reviewing, executing and organizing loan files and renewals.
• Monitor reports and inform bankers of potential issues; support fund disbursements when needed.
• Provide proactive client communication and maintain strong internal/external relationships.
• Partner with Portfolio Manager and CIS/Credit teams to ensure accurate records and compliance.

Skills

Communication

Customer Service

Time Management

Critical Thinking

Organizational Practices

Education

HS Diploma/GED

Tools

Lending Cycle

Argo

Synergy

Job description

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

The Commercial Client Specialist I position provides support to the company's bankers by servicing, maintaining and updating loan documentation and loan files. The position requires substantial interaction with new and current bank customers, both internal and external. This position also requires excellent customer service skills along with proactive communication abilities.

Essential Duties and Responsibilities

• Ability to manage low to moderate volume and/or complexity of loans in an efficient manner.
• Coordinate the preparation of required loan documentation; review documentation for compliance with documentation requirements; coordinate the execution of loan documents; organize workflow for loan renewal; follow up with clients, insurance agents, Title Company and/ or attorney for missing loan documentation as necessary.
• Responsible for resolving exceptions or any other documentation deficiencies along with actively managing outstanding exception items for compliance with Credit Policy. Ensure proper reporting and compliance for the bank.
• Work closely with the assigned banker to assist in collecting financial data and client phone/email communication to better manage the overall client relationship. Other client related services include wires, NSF accounts and overdrafts.
• Responsible for monitoring reports such as past due, paid off loans, criticized assets, and maturing loan lists to assist and proactively inform banker of potential or pending issues along with providing support to minimize administrative issues such client past dues.
• When needed, coordinate with Portfolio Manager and CCFG to facilitate funding of construction loan disbursements in accordance with bank policy.
• Promote an outstanding customer experience by exemplifying prompt follow-up and proactive internal/external customer communication, proper etiquette, and all other professional customer service qualities to maximize the most out of the client relationships.
• Solid partnership with all ancillary departments within the bank to include the Loan Admin group, CIS, Loan Review, Special Assets, Bank Card, and Consumer Special Services.
• In certain markets, provide retail support for commercial customers such as opening new accounts and performing account maintenance.
• Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Skills

• Ability to read, write, analyze and comprehend simple instructions, routine business correspondence, financial reports and/or legal documents.
• Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations.
• Ability to manage problematic situations in a diplomatic manner.
• Basic understanding of loan documentation, credit policy and banking regulation
• Basic understanding of financial statements and their interpretations.
• Basic understanding of HMDA, CRA Community Development, and CRA Small Business Revenue
• In certain markets, basic understanding and communication ability of the bank's retail services and processes.

Education and/or Experience

• HS Diploma/GED required
• Prior loan experience preferred.

Computer Skills

• MS Office programs
• Basic understanding of the bank's operating systems to include Lending Cycle, Argo, and Synergy or relative prior experience with similar operating systems

Certificates, Licenses, Registrations

• None

Other Qualifications (including physical requirements)

• Self-starter, ability to work independently.
• Demonstrate the ability to be proactive in judgment, multi-task, and be punctual and timely in performing tasks.

Skills Training:

• Communication
• Customer Service
• Time Management
• Critical Thinking
• Organizational Practices

Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.