Commercial Banking Specialist - FL

Popular Bank; Florida; Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Popular Bank is seeking a Commercial Banking Specialist in Miami Lakes, FL to review loan offerings, gather financials, and prepare documents for underwriting. You will collaborate with loan officers to draft structures and pricing, and ensure timely submission and follow-up with clients.

The role requires a minimum of a high school diploma and 1 year of commercial banking experience; a college degree or related field is preferred. Hybrid work applies, and US work authorization is required.

Qualifications

• High School diploma or college degree with at least one year in commercial banking
• Property management or commercial lending experience is a plus
• Evidence of academic preparation or relevant courses if necessary

Responsibilities

• Review and submit loan offerings with documentation for underwriting
• Draft loan structures and pricing models with loan officers
• Prepare commitment letters, term sheets, and loan narratives
• Review credit approval forms and ensure conditions align with loan purpose
• Maintain timely loan status updates and proactive follow-up with clients

Skills

Commercial banking

Loan documentation

Customer service

Financial analysis

Communication

Education

High School diploma

College degree or related field

Job description

Position Title: Commercial Banking Specialist - FL

Date: Oct 2, 2026

Location: Miami Lakes, FL, US, 33016

Company: Popular Bank

SFL Commercial Banking Loan Processing

This position is responsible for review and submission of loan offerings to underwriting and the effective servicing of a designated portfolio. Customers are to be effectively serviced, inquiries responded timely and operational situations resolved promptly and efficiently.

In this position, you will:

• Cursory review and submission of loan offerings; including consistently gathering pertinent loan documentation and financials utilized for underwriting of the transaction
• Work with the loan officer(s) to draft loan structures for initial review, including pricing models
• Accurate preparation of Commitment Letters, Contract Letter Agreements, Term Sheets, Loan Narratives
• Review of Credit approval form including covenants, ensure conditions apply to loan purpose/structure
• Conduct required due diligence to ensure completeness of the loan offering in accordance with established guidelines
• Consistently meet loan offering submission deadlines and maintain continuous follow up practices for pending documents
• Pro-actively seek information from clients and prospects to understand possible changing situations, needs and desired loan structures, communicate information to the loan officer(s)
• Review documentation for renewals and restructures as approved by the loan officer(s) and/or management
• Act as liaison with various units to properly service the customer
• Regularly interact with management companies; provide feedback to the loan officer(s) regarding issues or concerns with loan requests
• Maintains profiles of priority customers and notify loan officer(s) of major developments; assists with managing customer relationships with new and routine transactional requests
• Provide support administering day to day credit and loan process, inclusive of department’s tickler review, credit extensions, and customer inquiries
• Prepare and review loan requests, contact customer and/or loan officer(s) for missing information. Clarify facts and approvals
• Maintain electronic files and prepare new customer loan files in accordance with established guidelines.
• Periodically review existing documentation for accuracy and consistency with the loan offering
• Prepare transmittal letters or ELODs for advances and pay down requests.
• Review loan’s status on each situation
• Coordinates with loan officer(s) to keep customer in compliance with financial reporting and covenant requirements
• Prepare and mail financial statement requests to customers and obtain all necessary financial documentation, financial statements and/or tax returns to maintain files current and update tickler
• Effectively manage incoming customer inquiries, related to loan status.
• Conduct loan investigations, researching customer disputes, incorrect billing, non-receipt of statements and late charges
• Monitor loan maturity dates and prepare loan extension requests
• Ensure respective databases are accurate and up to date with customer information
• Compile data and generate management reports as needed

To be considered, you will need:

• Minimum Required: High School diploma; College degree or related field combined with a minimum of one year of experience in commercial banking
• Desirable Education/Experience: Property management company experience or commercial lending, a plus
• Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

Our hybrid work model benefit applies to certain positions and is subject to changes based on the organizational needs.

Applicants must be authorized to work for any employer in the United States.

This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time.

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us at [e-mail]. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Popular is an Equal Opportunity Employer, including Disability/Vets Popular is a Drug Free Workplace

Nearest Major Market: MiamiPI287492062