Commercial Banking Relationship Manager - Lexington

Stock Yards Bank & Trust; Lexington (VA); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

401K with company match

ESOP

Medical insurance

Dental insurance

Vision insurance

Life/AD&D insurance

Disability insurance

Flexible Spending Accounts

Employee Stock Purchase Plan

Job summary

Stock Yards Bancorp, Inc. seeks a Commercial Banking Relationship Manager to oversee the loan portfolio and grow commercial business through new client acquisition and strong credit assessment.

The ideal candidate holds a BA/BS in business or finance and has at least two years of commercial lending experience, with excellent communication and analytical skills. This exempt, full-time role offers growth opportunities and a comprehensive benefits package.

Qualifications

• Minimum of two years of experience in Commercial Lending.
• Good communication skills.
• Professional appearance and demeanor.
• Knowledge of lending services and bank products.
• Knowledge of loan, bank and regulatory policy.

Responsibilities

• Solicit business from prospective customers and current customer base
• Evaluate loan requests and approve loans within authority or make loan recommendations to management
• Analyze financial and credit condition of applicants and determine loan payment capabilities
• Negotiate credit terms and conditions
• Service and retain existing customer base

Skills

Commercial Lending

Relationship Management

Financial Analysis

Communication Skills

Business Development

Education

BA/BS in business, finance or related field

Job description

Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.

Job Title: Commercial Banking Relationship Manager

FLSA Status: Exempt

Department: Commercial Banking

Hours of Operation: Full-Time (flexible start time), approx. 45 hours per week

General Job Summary

Oversees and manages commercial loan portfolio and develops new business.

Organizational Duties And Responsibilities

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties And Responsibilities

• Solicit business from prospective customers and current customer base
• Evaluate loan requests and approve loans within authority or make loan recommendations to management
• Analyze financial and credit condition of applicants and determine loan payment capabilities
• Negotiate credit terms and conditions
• Service and retain existing customer base

Minimum Job Requirements

Education: BA/BS in business, finance or related field

• Minimum of two years of experience in Commercial Lending
• Proven ability to develop and retain business
• Good communication skills
• Professional appearance and demeanor
• Knowledge of lending services and bank products
• Knowledge of loan, bank and regulatory policy
• Ability to analyze loan requests and determine borrowing need and repayment sources

Physical Requirements

• Primarily sedentary work performed in an office or remote office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)

Benefits

• 401(K) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer/Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Flexible Savings Accounts
• Health Savings Accounts
• Bank paid Life/AD&D insurance
• Voluntary Life/AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program