Commercial Banking Officer

Unity Bank; McFarland (WI); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k)

Life insurance

FSA

Paid time off

Long-term disability

Short-term disability

Job summary

One Community Bank in McFarland, WI seeks a Full Time Commercial Banking Officer to build strong client relationships and manage a diverse commercial lending portfolio on-site. You will develop innovative lending solutions while adhering to bank policies and industry regulations.

The role emphasizes credit analysis, risk assessment, and cross-selling products to grow the business and the bank’s presence in the community. A strong governance mindset and excellence in service are essential.

Qualifications

• Bachelor’s degree in business, finance, or accounting.
• Minimum three years of commercial lending experience.
• Strong knowledge of banking regulations and products; proficiency in MS Office.

Responsibilities

• Develop and manage a diverse commercial lending portfolio while building client relationships.
• Analyze potential clients and assess associated risks to ensure policy compliance.
• Prepare credit presentations for the Loan Committee and monitor loan performance.
• Ensure compliance with regulatory standards and internal policies.
• Cross-sell banking products to support client needs and bank growth.

Skills

Commercial lending experience

Regulatory knowledge

MS Office proficiency

Education

Bachelor's degree in business/finance/accounting

Tools

MS Office

Job description

Join One Community Bank as a Full Time Commercial Banking Officer and immerse yourself in a dynamic banking environment in McFarland, WI. This role not only places you at the forefront of commercial banking but also allows you to cultivate meaningful relationships with clients and the local community. You'll drive innovative solutions while collaborating closely with a team dedicated to excellence.

The trust you build with your colleagues and clients will empower you to think big and embrace new ideas that can shape the future of banking. Working onsite, you will experience the energy and vibrancy of a forward-thinking team focused on mutual growth and success. You will be provided great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, and Bank paid long-term and short-term disability and life insurance. Seize the opportunity to be part of a company that invests in relationships and encourages your professional development.

One Community Bank: What drives us

Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World! The one bank that’s different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 19 locations. Come grow with One Community Bank! We have been voted a Top Work Place eight years in a row!

What's your day like?

As a Full Time Commercial Banking Officer at One Community Bank, you will take on the exciting challenge of developing and managing a diverse commercial lending portfolio while fostering strong client relationships. Your role will involve analyzing potential clients and assessing associated risks to ensure adherence to bank lending policies. You'll be engaged with the local community, participating in civic activities and professional associations to grow new business opportunities and enhance the bank's reputation. Delivering exceptional customer service will be paramount, as you actively cross-sell banking products tailored to client needs. With responsibilities ranging from preparing credit presentations for the Loan Committee to monitoring loan performance and ensuring compliance with regulatory standards, you'll play a pivotal role in both minimizing risk and maximizing returns.

Your hands-on approach, including on-site business visits and follow-ups, will strengthen the bank's relationships and elevate its community standing.

What matters most

To excel as a Full Time Commercial Banking Officer at One Community Bank, candidates must possess a solid foundation in business, finance, or accounting, highlighted by a Bachelor's degree and a minimum of three years of commercial lending experience. Strong knowledge of current regulations, compliance issues, and bank products is essential for navigating the complexities of the lending landscape. Candidates should demonstrate exceptional problem-solving skills and the ability to analyze financial data effectively, as this will be crucial in assessing client creditworthiness. Proficiency in advanced Microsoft Office applications is required to streamline documentation and reporting processes.

A successful candidate will also have excellent interpersonal skills to foster strong relationships with clients and the community, combined with a proactive approach to customer service and sales. This combination of technical skills and personal attributes will contribute to both individual and organizational success in a competitive banking environment.