Commercial Banking Intern

UMB BANK NA; Kansas City (MO); On-site; USD 34,000 - 50,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching

Annual incentive pay

Paid holidays

Medical, dental, vision and other ins.

Health savings accounts

Flexible spending accounts

Dependent care accounts

Adoption assistance

Employee assistance program

Fitness reimbursement

Tuition reimbursement

Wellbeing program

Emergency fund

Associate banking benefits

Job summary

UMB Financial Corporation is offering a Commercial Banking Internship designed to launch your banking career. The 2027 Summer Internship runs June 2 to August 6, with potential housing in the Kansas City area.

You will engage directly with bankers, analyze real business drivers and learn how portfolios are managed. The program will expose you to treasury management, lending, payments and healthcare finance, with opportunities to relocate to multiple markets and present market research findings.

Qualifications

• Curious, driven and collaborative problem solver.
• Clear and confident communication.
• Take initiative and thrive in team environments.
• Maintain strong academic record.
• Proficiency in Excel, Outlook and Word.

Responsibilities

• Engage with commercial bankers through 1:1 interviews to learn career paths and client strategies.
• Analyze real business drivers.
• Learn how bankers manage portfolios, assess industries and make risk-smart decisions.
• Lead and present market research projects across Commercial Banking teams.
• Collaborate with Credit Analysis to understand loan evaluation and approvals.
• Sit in cross-functional meetings to see marketing, finance, operations and sales in action.
• Contribute to team assignments that mirror real banking workflows.
• Own ad hoc responsibilities that stretch critical thinking and problem-solving.

Skills

Excel

Outlook

Word

Education

Senior year in business, finance, accounting, economics or related field

Job description

Our Commercial Banking Internship is designed to launch your banking career by giving you an immersive, hands‑on look at how UMB powers businesses of every size, and you may be considered for the 2028 UMB Banker Development Program. You’ll step into the world of commercial banking and lending, where we help companies thrive through solutions like treasury management, commercial lending, payments and healthcare financial services. Markets for UMB's 2028 Banker Development Program will be determined at a later date. However, the Commercial Banking Line of Business has several markets, and candidates willing to relocate to multiple markets are preferred. Markets could include: Salt Lake City Fresno Albuquerque Fort Worth Denver CO Springs Des Moines Kansas City Lubbock/Midland/Odessa Milwaukee/Madison Minneapolis Oklahoma City Tulsa Phoenix St. Louis Rockford Springfield Wichita The Commercial Banking Internship will be part of UMB's Summer Internship Program starting on June 2nd, 2027 to August 6th, 2027. Interns may be provided housing in the Kansas City, MO area during this time frame, when applicable. Over the course of the summer, you’ll learn key areas of the business, build relationships with experienced bankers and develop the research, analytical and client‑facing skills that set top performers apart. You won’t just observe — you’ll contribute, present, ask questions and leave with a clear understanding of what a future in commercial banking can look like.

How you’ll make an impact:

• Engage directly with commercial bankers through 1:1 informational interviews to understand their career paths, client strategies and the realities of the banking industry.
• Analyze real business drivers.
• Learn how bankers manage portfolios, assess industries and make risk‑smart decisions.
• Lead and present market research projects that inform how we approach opportunities across our Commercial Banking teams.
• Collaborate with our Credit Analysis team to understand how loans are evaluated, structured and approved.
• Sit in on cross‑functional meetings to see how marketing, finance, operations and sales come together to support clients.
• Contribute to team assignments that mirror real banking workflows.
• Own ad hoc responsibilities that stretch your critical thinking, creativity and problem‑solving skills.

You’re a great fit if you...

• Consider yourself a curious, driven and collaborative problem solver.
• Communicate clearly and confidently.
• Take initiative, ask smart questions and thrive in team environments.
• Bring proficiency in Excel, Outlook and Word.
• Are entering your Senior year with a major in business, finance, accounting, economics or a related field.
• Maintain a strong academic record.

This position was posted on 11/10/2026.

The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range: $33,786 - $49,698 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job‑related factors. Please see the description of benefits included with this job posting for additional information.

• Paid Time Off
• a 401(k) matching program
• annual incentive pay
• paid holidays
• a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
• health savings, flexible spending, and dependent care accounts
• adoption assistance
• an employee assistance program
• fitness reimbursement
• tuition reimbursement
• an associate wellbeing program
• an associate emergency fund
• and various associate banking benefits

Benefit offerings and eligibility requirements vary.

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