Commercial Banking Intern

UMB Bank; Denver (CO); On-site; USD 34,000 - 50,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching program

Annual incentive pay

Medical, dental, vision insurance

Job summary

UMB Bank's Commercial Banking Internship in Denver provides immersive exposure to treasury management, lending, and client solutions, aimed at launching a banking career. You'll learn from experienced bankers, conduct market research, present findings, and collaborate across marketing, finance, and operations.

The program runs June 2, 2027 to August 6, 2027, with housing in KC area when applicable. Eligibility includes entering senior year in business/finance/accounting/economics, strong

Qualifications

• Curious, driven and collaborative problem solver.
• Clear and confident communication.
• Take initiative and thrive in team environments.
• Proficiency in Excel, Outlook and Word.
• Senior-year student majoring in business, finance, accounting, economics or related field.
• Maintain a strong academic record.

Responsibilities

• Engage directly with commercial bankers through 1:1 informational interviews to understand career paths and client strategies.
• Analyze real business drivers and learn how bankers assess industries and manage portfolios.
• Lead and present market research projects informing opportunities across Commercial Banking teams.
• Collaborate with Credit Analysis to understand loan evaluation, structuring and approvals.
• Sit in on cross-functional meetings showing how marketing, finance, operations and sales support clients.
• Contribute to team assignments that mirror real banking workflows.
• Own ad hoc responsibilities that stretch critical thinking and problem-solving skills.

Skills

Curious problem solver

Team player

Strong communication

Analytical thinking

Education

Senior year in business/finance/economics

Tools

Excel

Outlook

Word

Job description

Kansas City MO

Madison WI

Wichita KS

Minneapolis MN

Milwaukee WI

Denver CO

Oklahoma City OK

Dallas TX

R-9752

Our Commercial Banking Internship is designed to launch your banking career by giving you an immersive, hands‑on look at how UMB powers businesses of every size, and you may be considered for the 2028 UMB Banker Development Program. (https://www.umb.com/careers/banker-development-program) You’ll step into the world of commercial banking and lending, where we help companies thrive through solutions like treasury management, commercial lending, payments and healthcare financial services.

Markets for UMB's 2028 Banker Development Program will be determined at a later date. However, the Commercial Banking Line of Business has several markets, and candidates willing to relocate to multiple markets are preferred. Markets could include:

Salt Lake City

Fresno

Albuquerque

Fort Worth

Denver

CO Springs

Des Moines

Kansas City

Lubbock/Midland/Odessa

Milwaukee/Madison

Minneapolis

Oklahoma City

Tulsa

Phoenix

St. Louis

Rockford

Springfield

Wichita

The Commercial Banking Internship will be part of UMB's Summer Internship Program starting on June 2nd, 2027 to August 6th, 2027. Interns may be provided housing in the Kansas City, MO area during this time frame, when applicable.

Over the course of the summer, you’ll learn key areas of the business, build relationships with experienced bankers and develop the research, analytical and client‑facing skills that set top performers apart. You won’t just observe — you’ll contribute, present, ask questions and leave with a clear understanding of what a future in commercial banking can look like.

How you’ll make an impact:

• Engage directly with commercial bankers through 1:1 informational interviews to understand their career paths, client strategies and the realities of the banking industry.

• Analyze real business drivers. Learn how bankers manage portfolios, assess industries and make risk‑smart decisions.

• Lead and present market research projects that inform how we approach opportunities across our Commercial Banking teams.

• Collaborate with our Credit Analysis team to understand how loans are evaluated, structured and approved.

• Sit in on cross‑functional meetings to see how marketing, finance, operations and sales come together to support clients.

• Contribute to team assignments that mirror real banking workflows.

• Own ad hoc responsibilities that stretch your critical thinking, creativity and problem‑solving skills.

You’re a great fit if you...

• Consider yourself a curious, driven and collaborative problem solver.

• Communicate clearly and confidently.

• Take initiative, ask smart questions and thrive in team environments.

• Bring proficiency in Excel, Outlook and Word.

• Are entering your Senior year with a major in business, finance, accounting, economics or a related field.

• Maintain a strong academic record.

This position was posted on 11/10/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:

$33,786 - $49,698

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e‑mail to [e-mail] to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates (https://p1.aprimocdn.net/umb/cdbf5f22-8f7a-43b9-bd03-b09f014a39c3/Privacy_Notice_for_California_Candidates_Original_file.pdf) to understand how we collect and use your personal information when you apply for employment with UMB.

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Who we are

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Learn more about UMB's vision (https://p1.aprimocdn.net/umb/8cf58ce2-e9d6-4621-b60a-b09f01638943/UMB_Tuce_Book_Original_file.pdf)

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