Commercial Banker

German American Bank; Sellersburg (IN); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Medical benefits

Dental & Vision

PTO & Holidays

Educational assistance

Wellness programs

Life insurance

Family bonding leave

401(k) match

Stock purchase plan

Employee discounts

Free checking

Job summary

German American Bank is seeking a Commercial Banker to develop new business relationships, grow a loan portfolio, and serve as a trusted financial partner in the community. You’ll network, call, and engage locally to deepen client connections, while collaborating across lines to meet client needs.

Ideal candidates have a strong track record in sales and relationship management, with excellent communication and presentation skills, and a customer-focused, self-motivated mindset.

Qualifications

• Bachelor’s degree or equivalent experience.
• Proven sales and relationship management background.
• Strong communication and presentation skills.
• Self-motivated with customer focus.
• Knowledge of community networking.

Responsibilities

• Build and grow loan portfolio by identifying opportunities.
• Develop new business through networking, referrals, and community involvement.
• Monitor existing portfolio for credit quality and cross-sell services.
• Collaborate with internal partners to meet client needs.
• Analyze financial statements and assess creditworthiness.
• Represent the bank at community events.

Skills

Sales

Relationship management

Business development

Cross-selling

Networking

Communication

Education

Bachelor's degree in Business, Finance, Accounting, Marketing, or equivalent experience

Job description

Overview:

As a Commercial Banker, you'll play a key role in developing new business relationships, growing a portfolio of commercial clients, and serving as a trusted financial partner within the community. You'll leverage your business development skills to identify opportunities, deepen client relationships, and connect customers with the banking solutions that support their goals. This role also includes active involvement in the community to enhance the bank's presence and build meaningful connections.

What You’ll Do:

Every day, you will build and grow your own loan portfolio by identifying new opportunities and deepening existing relationships within the community. You will develop new business through networking, referrals, calling efforts, and community involvement. You'll manage and monitor an existing portfolio of commercial clients to ensure credit quality and identify opportunities to provide additional services.

You will collaborate with internal partners across business lines to meet the full financial needs of your clients. You'll analyze financial statements, conduct collateral inspections, and assess creditworthiness to support sound credit decisions. You'll structure and negotiate loan terms that meet both the customer's needs and the bank's risk tolerance. In addition, you'll represent the bank in the community by attending events, networking, and promoting the bank's products and services.

What it Takes:

To qualify for this role, you will have:

• Bachelor's degree in Business, Finance, Accounting, Marketing, or equivalent experience.
• Proven track record in sales, relationship management, business development, and cross-selling.
• Strong interpersonal skills and the ability to build trust with clients and community influencers.
• Skilled in networking, referral generation, and developing business relationships.
• Excellent communication skills and attention to detail.
• Proficiency in developing and delivering professional presentations.
• Self-motivated with a competitive drive and strong customer focus.

Bonus Points:

• 7-10 years of commercial lending experience.
• Strong credit analysis and loan structuring skills.
• Experience growing a commercial loan portfolio.
• Ability to assess risk and make sound credit decisions.
• Superior customer service and organizational skills.
• Bilingual or multilingual abilities.

What We Can Offer You:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17-25 days paid time off, 11 paid holidays and bereavement leave.
• Educational Assistance Program.
• Wellness benefits.
• Life event coverage.
• Paid family bonding leave.
• Service awards.
• Financial benefits including 401(k) match, stock purchase plan and more.
• Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping.
• Logo wear discounts.
• Free checking account, checks and discounted bank services.

About Us:

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.

German American Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (pregnancy, sexual orientation, or gender identity), age (40 or older), national origin, genetic information, veteran status, disability, or any other basis protected by law.

German American is committed to the full inclusion of all qualified individuals. As part of this commitment, if you require reasonable accommodation in completing the application process, interviewing, or completing any pre-employment testing, please direct your inquiries to our Talent Acquisition team at 812-482-0717 or [e-mail].

German American employees are required to adhere to laws and regulations applicable to banks and to German American policies and procedures. Applicants should expect to complete necessary pre-employment screening pursuant to these laws, regulations, and policies.