Commercial Banker

German American Bank; Vincennes (IN); Sur place; USD 85 000 - 130 000; Plein temps

Avantages offerts par ce poste

Medical, dental, vision, STD, LTD,Life

20 days paid time off

Educational assistance program

Wellness benefits

Paid family bonding leave

401(k) match

Discounts on services

Free checking account

Résumé du poste

German American Bank is seeking a commercial lender to provide exceptional service while managing existing relationships and developing new lending opportunities. You will analyze creditworthiness, negotiate credit terms, and cross-sell bank services to support community growth.

The role requires a strong background in commercial lending, relationship building, and excellent communication skills to serve customers and prospects effectively.

Qualifications

• Bachelor’s Degree in Business, Finance, Accounting or equivalent work experience.
• 7-10 years of Commercial Lending experience.
• Strong lending skills with ability to analyze financial statements and loan documentation.
• Proven track record in selling, negotiating, building relationships and cross selling.
• Strong written and verbal communication skills with attention to detail in presentations.

Responsabilités

• Generate new lending relationships while managing an existing portfolio.
• Increase loan portfolio and improve penetration into the communities served.
• Analyze creditworthiness via collateral, interim financials, and loan documentation.

Connaissances

Credit analysis

Relationship building

Lending approvals

Financial statement analysis

Communication skills

Formation

Bachelor’s Degree in Business, Finance, Accounting

Description du poste

Overview:

We are looking for a sales-oriented professional to provide outstanding customer service in our commercial lending division. As a commercial lender, you will analyze and manage existing commercial relationships along with investigating and developing opportunities to attract new customers. With active engagement in the community, you will cultivate relationships and promote the image and services of the bank. You will utilize your deep knowledge of commercial banking to understand the customers’ or prospects’ business and personal needs in order to establish and negotiate terms for extending credit and cross selling other services.

What You’ll Do:

The Daily Grind– Your focus will be to generate new lending relationships while managing and existing portfolio of clients. You will work to increase your loan portfolio and improve penetration into the communities we serve. You will also analyze information that reflects the creditworthiness of current customers and the merits of existing loans through inspections of the collateral, review of interim financial reports, and other means.

What it Takes:

• Bachelor’s Degree in Business, Finance, Accounting or equivalent work experience
• 7-10 year’s Commercial Lending experience
• Strong technical lending skills with the ability to analyze financial statements and a strong understanding of loan documentation.
• Proven track record in selling, negotiating, building relationships and cross selling.
• Strong written and verbal communication skills with keen attention to detail in creating professional presentations

Bonus Points:

• Building business and personal relationships through strong interpersonal skills
• Creating and networking with business contacts/influencers to develop referrals
• Assessing and delivering sound credit decisions
• Proven track record of commercial loan portfolio growth
• Strong organizational skills with the ability to provide superior customer service
• Bilingual/Multilingual

What We Can Offer You:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 20 days paid time off, 11 paid holidays and bereavement leave
• Educational assistance program
• Wellness benefits
• Life event coverage
• Paid family bonding leave
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping.
• Logo wear discounts
• Free checking account, checks and discounted bank services

About Us:

German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.

German American Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (pregnancy, sexual orientation, or gender identity), age (40 or older), national origin, genetic information, veteran status, disability, or any other basis protected by law.

German American is committed to the full inclusion of all qualified individuals. As part of this commitment, if you require reasonable accommodation in completing the application process, interviewing, or completing any pre-employment testing, please direct your inquiries to our Talent Acquisition team at 812-482-0717 or [e-mail].

German American employees are required to adhere to laws and regulations applicable to banks and to German American policies and procedures. Applicants should expect to complete necessary pre-employment screening pursuant to these laws, regulations, and policies.