Commercial Associate - Transformative Technology

Bank of America; San Francisco (CA); On-site; USD 85,000 - 140,000; Full time

Job summary

Bank of America is seeking a Commercial Associate to join our Transformative Technology team within Global Commercial Banking. The group serves public and private companies with revenues from $50 million to $2 billion, offering a wide range of financial services, working capital management and advisory solutions.

You will develop foundational skills in financial analysis, client support, and banking operations while collaborating across the bank to deliver solutions and support client deals.

Qualifications

• At least two years of professional or business experience.
• Strong analytical thinking and financial modeling skills.
• Excellent written and verbal communication skills.
• Proficiency with Microsoft Office (Excel, PowerPoint, Word, Outlook).
• Ability to work independently and think critically.

Responsibilities

• Supports analysis of market and industry data for client meetings and reviews.
• Assists in preparing client presentations and supporting client deals.
• Observes credit approval and treasury solution processes to learn products and requirements.
• Coordinates clients/prospects with product and deal teams during transactions.
• Delivers new business analytics and monitors client activities to expand relationships.
• Interprets financial statements to assess company conditions and trends.
• Collaborates with domestic and international teams to design financial solutions.

Skills

Analytical thinking

Financial modeling

Critical thinking

Communication skills

MS Office

Education

Bachelor’s degree in accounting, finance or related field

Tools

MS Office

Job description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths – whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

Job Summary

Great opportunity to join our Global Commercial Banking Team! The Bank of America Middle Market segment is seeking a Commercial Associate to join our Transformative Technology team. The Global Commercial Bank serves public and private companies with annual revenues of $50 million to $2 billion, primarily in the U.S. and Canada, as well as their international subsidiaries. Our client relationship teammates, located in the U.S. and around the globe, partner across our company to provide a wide range of financial services, integrated working capital management and treasury solutions, and underwriting and advisory services. Commercial Associates will develop foundational skills in financial analysis, client relationship support, and commercial banking operations that Bank of America delivers to our Commercial Banking clients.

Responsibilities

• Supports the analysis of market and industry data to uncover insights for client/prospect meetings, pitch books, and relationship reviews
• Collaborates with Market Executives, Relationship Managers, and team members across the bank to help prepare client presentations and support client deals
• Observes and supports the credit approval and treasury solutions processes to build knowledge of products, services, and related approval and packaging requirements
• Supports the coordination of clients/prospects and partners from product and deal teams throughout the course of a transaction
• Supports the delivery of new business analytics, monitors client activities, and performs portfolio optimization to identify and expand client relationships while maintaining and enhancing business opportunities
• understands and interprets financial and cash flow statements to assess and analyze financial conditions of companies and industry trends
• Observes with domestic and international teammates including Investment Banking, Foreign Exchange, and Wealth Management, and facilitates client relationships with Product Specialists in Credit, Treasury Management, and Merchant Services to design and deliver financial solutions

Required Qualifications

• Minimum of two years of professional or business experience
• Applies analytical thinking and financial modeling skills
• Demonstrates strong critical thinking and the ability to work independently
• Displays excellent written and verbal communication skills
• Possesses proficiency in Microsoft Office (Excel, PowerPoint, Word, Outlook)
• Maintains strong attention to detail and organizational skills
• Has strong interpersonal skills with the ability to work collaboratively in a team environment
• Understands and interprets corporate financial statements

Desired Qualifications

• Previously held an internship or entry-level role in financial services
• Bachelor’s degree in accounting, finance or related field

Skills

• Continuous Improvement
• Data Visualization
• Relationship Building
• Client Management
• Data and Trend Analysis
• Financial Analysis
• Project Management
• Referral Identification
• Business Development
• Client Solutions
• Advisory
• Market Analysis
• Pipeline Management
• Risk Management

Minimum Education Requirement

Bachelor’s degree in a related field or equivalent work experience.

Shift

Shift: 1st shift (United States of America)

Hours Per Week

Hours Per Week: 40

Pay Transparency details

Pay Transparency details US - CA - Los Angeles - 333 S HOPE ST - BANK OF AMERICA PLAZA (CA9193), US - CA - San Francisco - 555 California St - Bofa Center - 555 California (CA5705), US - WA - Seattle - 401 Union St - Rainier Square (WA1510)

Pay and benefits information

Pay and benefits information Pay range $85,000.00 - $140,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Privacy Statement

Privacy Statement: https://careers.bankofamerica.com/en-us/privacy-notice

Company Culture

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world.

We’re devoted to being a diverse and inclusive workplace for everyone.

We hire individuals with a broad range of background and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well‑being.

Bank of America believes both in the importance of working together and offering flexibility to our employees.

We use a multi‑faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference.

Partnering Locally

Learn about some of the ways Bank of America is making a difference in the communities we serve.

Global Impact

Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates.

Opportunity and Inclusion

Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success.

Our Values

Learn about our four values that represent what we believe.

Pay Transparency

https://careers.bankofamerica.com/en-us/pay-transparency