Commercial Asset Consultant Sr. - PNC Midland- Asset Workout

PNC; McLean (VA); Remote; USD 65,000 - 152,000; Full time

Job summary

A financial services company is looking for a Commercial Asset Consultant Sr. in McLean, Virginia. The ideal candidate will administer large-level-risk transactions, develop workout strategies, and must have at least 5 years of relevant experience. This role is offered in a remote or hybrid capacity, with a competitive salary range of $65,000 to $151,800 annually, plus comprehensive benefits.

Benefits

Medical/prescription drug coverage

401(k) with company match

Paid time off including vacation and holidays

Educational assistance

Qualifications

• 5+ years of industry-relevant experience.
• Knowledge of capital management and investment strategies.
• Ability to negotiate and manage risk effectively.

Responsibilities

• Administers large-level-risk transactions for clients.
• Gathers financial data and develops workout strategies.
• Negotiate workout options to reduce risks.

Skills

Asset Management

Capital Management

Commercial Lending Training

Corporate Finance

Decision Making

Financial Accounting

Financial Management

Financial Operations

Investment Strategies

Revenue Recognition

Education

Bachelors

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are united in delivering the best experience for our customers. We work together to foster an inclusive workplace culture where employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Commercial Asset Consultant Sr. with PNC Midland's Asset Workout Group, you will be based remotely or in a hybrid role within the Midland footprint. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Administers large-level-risk transactions for clients with the goal of minimizing losses and optimizing resolutions.
• Gathers financial data, prepares analysis and develops workout strategy and alternatives for a portfolio. Reviews relevant documents and transaction deal structure.
• Negotiates workout options with customers to reduce risks and losses. Works with internal and external business partners and borrowers to better secure collateral coverage. Adheres to established policies, procedures and regulations.
• Evaluates an asset or the customer\'s cash flow, balance sheet, long-term business plans and other relevant financial information.
• Participates and/or leads communications with bank group members and third parties including the OCC, Credit Risk Review, and Internal Audit. Works with internal business partners on negotiations and documentation to mitigate risk. May mentor peers. May participate in regulatory discussions.

PNC Employees take pride in our reputation and, to continue building upon that, we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC\'s Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

• Asset Management
• Capital Management
• Commercial Lending Training
• Corporate Finance
• Decision Making
• Financial Accounting
• Financial Management
• Financial Operations
• Investment Strategies
• Revenue Recognition

Competencies

• Accuracy and Attention to Detail
• Analytical Thinking
• Collateral Management
• Credit Analysis and Verification
• Data Gathering and Reporting
• Effective Communications
• Financial Statement Analysis
• Negotiating
• Problem Solving
• Regulatory Environment - Financial Services

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Pay Transparency

Base Salary: $65,000.00 – $151,800.00. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 09/30/2025, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on eligibility, options for full-time employees include: medical/prescription drug coverage (with an HSA feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance (including select programs fully paid); a robust wellness program with financial incentives. PNC generally provides paid time off including maternity and/or parental leave, up to 11 paid holidays per year, 8 occasional absence days per year, between 15 to 25 vacation days per year (depends on career level) and years of service.

To learn more about these and other programs, including benefits for full-time and part-time employees, please consider reviewing the PNC Total Rewards.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Include “accommodation request” in the subject line and provide your name, job ID, and preferred method of contact. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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