Commercial Appraisal Reviewer

Banco Santander SA; United States; On-site; USD 79,000 - 130,000; Full time

Benefits offered by this job

Santander Benefits - 2026

Santander OnGoing/NH eGuide

Job summary

Banco Santander SA is seeking an Associate in Portfolio Management & Oversight to support the Commercial Real Estate Appraisal function. The role involves reviewing appraisal/valuation reports, engaging appraisers, and ensuring regulatory compliance.

You will work with the Commercial Real Estate Appraisal Manager, manage bids, and assist with audits and ad hoc analyses while staying current on industry standards and licensing requirements.

Qualifications

• Bachelor's Degree in a related field or equivalent demonstrated through work experience, training, military service, or education – Required.
• 5+ years experience in commercial real estate appraisal/valuation, appraisal review or review experience within a regulated financial institution - Required.
• Experience with appraisal management software (i.e. C360, RIMS, etc.) - Preferred.
• Experience with financial modeling of commercial property types in ARGUS Enterprise software - Preferred.

Responsibilities

• Solicit bids for appraisal/valuation services as needed.
• Engage fee appraisers to complete appraisal/valuation assignments as needed.
• Independently review real estate appraisal/valuation reports in a timely manner; prepare Standard 3 review or compliance review as appropriate.
• Ensure appraisals are reasonable, supported, credible and prepared in compliance with federal and state regulatory requirements as well as professional appraisal standards.
• Ensure appraisals are prepared in conformance with the Bank’s commercial real estate appraisal policies and procedures.
• Assist with internal and external audits, ad hoc projects, and analyses as requested by the Commercial Real Estate Appraisal Manager.
• Continually expand knowledge of current topics, trends, and developments in commercial real estate valuation by attendance at industry events, seminars, etc.
• Act as a resource for third-party appraisal vendors and appraisal management companies.
• Engage in regular communication with and serve as an advisor to Bank colleagues on appraisal and real estate valuation matters.
• Maintain appropriate licensing through continuing education or further development through appropriate qualifying education.

Skills

Industry standards

Regulatory compliance

MS Office 365

Analytical skills

Attention to detail

Time management

Self-starter

Collaboration

Travel flexibility

Education

Bachelor's Degree (related field)

Tools

C360

RIMS

ARGUS Enterprise

Job description

Commercial Appraisal Reviewer Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

The Difference You Make:

The Associate, Portfolio Management & Oversight - Appraisal Reviewer is responsible for supporting the Appraisal Department by analyzing and resolving complex appraisal issues, documenting results and assisting the Commercial Real Estate Appraisal Manager and department staff as needed.

Position Summary

• Solicit bids for appraisal/valuation services as needed.
• Engage fee appraisers to complete appraisal/valuation assignments as needed.
• Independently review real estate appraisal/valuation reports in a timely manner; prepare Standard 3 review or compliance review as appropriate.
• Ensure appraisals are reasonable, supported, credible and prepared in compliance with federal and state regulatory requirements as well as professional appraisal standards.
• Ensure appraisals are prepared in conformance with the Bank’s commercial real estate appraisal policies and procedures.
• Assist with internal and external audits, ad hoc projects, and analyses as requested by the Commercial Real Estate Appraisal Manager.
• Continually expand knowledge of current topics, trends, and developments in commercial real estate valuation by attendance at industry events, seminars, etc.
• Act as a resource for third-party appraisal vendors and appraisal management companies.
• Engage in regular communication with and serve as an advisor to Bank colleagues on appraisal and real estate valuation matters.
• Maintain appropriate licensing through continuing education or further development through appropriate qualifying education.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education – Required.

Professional Experience

5+ Years experience in commercial real estate appraisal/valuation, appraisal review or review experience within a regulated financial institution - Required.

• Experience with appraisal management software (i.e. C360, RIMS, etc.) - Preferred.
• Experience with financial modeling of commercial property types in ARGUS Enterprise software - Preferred.

Skills

• Knowledge of industry standards and practices, including compliance and regulations.
• Experience with Microsoft Office 365 products.
• Strong analytical, customer service, verbal and written communication skills.
• Must possess high attention to detail and accuracy.
• Excellent time management skills with ability to prioritize in a fast-paced environment.
• Must be a self-starter with a demonstrated ability to take initiative and escalation issues when appropriate.
• Ability to work collaboratively with flexibility to work hours needed to meet irregular demands and deadlines.
• Ability to travel as needed.

Certifications

• State Certified General Appraiser license in good standing - Required.

It Would Be Nice For You To Have

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training licensure and certifications and location.

Base Pay Range: Minimum: $78,750.00 USD Maximum: $130,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.

• Santander Benefits - 2026
• Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Way

The Santander Way Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Ready to make it happen? It starts with you. It starts here.