Collector I

Atlanta Postal Credit Union; Atlanta (GA); On-site; USD 27,000 - 33,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Paid Time-Off

401k plan with match

Long-term disability

Short term disability

Holidays

Job summary

Center Parc Credit Union in Atlanta, GA is seeking a Collector I to help members resolve delinquent accounts and achieve financial success. This full-time non-exempt role pays an hourly wage in the posted range and reports to the Collections Manager.

The position emphasizes customer service, empathy, and compliance with FTC/FDCPA, with benefits including medical, dental, vision, PTO, and retirement matching. Prior collections experience within a credit union is preferred.

Qualifications

• Requires a high school diploma or equivalent.
• At least 1 year of customer service experience.
• At least 1 year of collections experience.
• MS Office proficiency.

Responsibilities

• Receive incoming calls from members and work to resolve the account.
• Follow established protocols to transfer calls to appropriate collections personnel.
• Work collection queues and make payment arrangements.
• Document conversations and efforts in the system of record.
• Ensure compliance with FCRA, FDCPA, and related laws.

Skills

Customer service

Communication skills

Empathy

MS Office

Education

High school diploma or equivalent

Bachelor’s degree in business administration, finance, accounting, or related field

Tools

Symitar

Elle

Temenos

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Collector I

COLLECTIONS Regular Full-Time Administrative Headquarters, Atlanta, GA, US

Salary Range: $19.56 To $24.25 Hourly

Join Center Parc Credit Union as a Collector I and play a key role in helping members navigate financial challenges while working toward positive account resolutions. We are seeking a service-oriented professional with collections experience, strong communication skills, and a commitment to delivering exceptional member experiences. The ideal candidate will be empathetic, solutions-focused, and motivated to help members achieve financial success.

Title: Collector I

Position Status – Full-time non-exempt (hourly)

Reports To: Collections Manager

Target hiring pay range - $19.56 - $24.45

The listed pay information includes the minimum rate of pay to the mid-point rate of pay for the posted position. The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector.

We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to:

• Medical coverage with generous company contributions
• Dental with employee only coverage paid by the company
• Vision with employee only coverage paid by the company
• Paid Time-Off
• 401k plan with a defined company match
• company paid long-term disability
• short term disability
• company paid holidays

Purpose : The primary purpose of this position is to assist Center Parc Credit Union (CPCU) to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.”

The Collector I leverages consumer credit and collections best practices and processes to manage accounts from the early to moderate stages delinquency and provide resolution to basic level discrepancies.

Essential Duties and Responsibilities: Other duties may be assigned.

• Adhere to and deliver on Center Parc’s core values:
  • Serve Exceptionally
  • Commit to Better
  • Find the Fun
  • Invest in Integrity
  • Follow the Numbers
  • Go Forth and Conquer
• Receive incoming calls from members and internal stakeholders: Works with the caller to resolve the account.
• As required, follow establish protocols to transfer calls to appropriate collections personnel best suited to handle some requests or situations.
• Work collection queues and conduct outbound calls in attempt to resolve past due accounts and make payment arrangements.
• Utilize the system of record to document all conversations, contact, or efforts to contact members regarding delinquent accounts.
• Within policy and procedures, offers the member all possible options to bring the account current and mitigate the probability of perpetual payment delinquency.
• Adhere to the Fair Credit Reporting Act, Fair Dept Collections Practices Act, and any other federal, state, or local regulations or laws governing collections and the performance of daily tasks associated with this role.
• Receive or gather information related to credit reporting disputes or updates and routes those to the appropriate department resource for mitigation.
• Appropriately and timely research pay history disputes.
• Under the direction of the Collections Manager, and in accordance to established process, procedures, and protocols, send out letters of communication to attempt resolution of account delinquency.
• Promptly apply payments when received.
• Exhibit customer focus and positive customer service demeanor each day.
• Handle multiple tasks simultaneously within established deadlines.
• Comply with all aspects of BSA/AML and OFAC regulations as they relate to this position.
• Other duties as assigned.

Supervisory Responsibilities: No direct reports. Achieves established objectives and results through communications with internal and external stakeholders, managers, and members.

Qualification Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

REQUIRED Education and/or Experience:

• Requires a level of knowledge normally gained with a high school diploma or equivalent
• 1-year of relative customer service work experience
  
• 1-year specific collections related work experience
• Technical competence with MS Office products

PREFFERED Education and/or Experience:

• Bachelor’s degree in business administration, finance, accounting, or related field or an additional 2 years of relative work experience in lieu of degree
• 3 years specific collections work experience at a credit union
• Previous experience with Symitar, Elle, Temenos or other collections or financial services software applications

Physical Job Requirements:

Must be physically able to operate a variety of automated office machines such as calculator, computer, printer, facsimile, telephone, copier, etc. Must be able to stand, bend and stoop as needed. Must be able to lift and/or carry weights of 5 to 20 pounds

Center Parc Credit Union is an equal opportunity employer committed to providing equal opportunities to applicants and our policy is not to discriminate against any applicant or employee based on race, color, sex, religion, national origin, disability status or veteran status or any other basis protected by applicable federal, state, or local laws. Center Parc Credit Union prohibits harassment based on the same protected classes and criteria.

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the job.

The requirements for the position listed are general and are not all inclusive. If you have any questions concerning this position, please contact Human Resources.

Please note that an employment offer, and your continued employment are contingent upon acceptable results of a background and credit check, and satisfactory proof of your right to work in the U.S.