Collections & Recovery Business Systems Analyst

Citizens; Johnston (RI); In loco; USD 85.000 - 115.000; Tempo pieno

Descrizione del lavoro

Citizens is seeking a Business Systems Analyst to help shape the future of Debt Management by delivering impactful solutions. You will partner with business and technology teams to drive operational excellence, process improvements, and strategic change across collections and recovery initiatives.

The ideal candidate thrives in a fast-paced environment, navigates ambiguity confidently, and independently drives initiatives from concept to completion.

Competenze

• Collaborate with business, product, engineering, operations, and QA teams.
• Identify risks and keep project schedules on track.
• Facilitate complex discussions and translate tech concepts for diverse audiences.
• Experience implementing financial software solutions.
• Experience with testing methodologies before delivery.
• Strong SQL skills with MS SQL Server and databases.
• Proactive, able to work independently and in a team.
• Knowledge of debt collections industry best practices.
• Analytical mindset with ability to solve complex problems.
• Knowledge of collections policies and practices.

Mansioni

• Review and analyze business line requirements/problems.
• Participate/lead teams in design, development and delivery of tech projects or components.
• Propose and deliver cost-effective solutions meeting requirements.
• Perform independent research to identify user issues and develop solutions.
• Recommend improvements and alternative solutions.
• Maintain and improve procedures, job aids, and resources for complex deployments.
• Mentor and help team members to succeed.
• Analyze existing systems and highlight areas for improvement.
• Apply best-practice approaches to solution implementation.
• Create business and decision flowcharts and UI prototypes.
• Create precise documentation for designs ready for test plans.
• Perform gap analysis and recommend solutions.
• Seek ways to execute more effectively, streamline processes, and reduce costs.
• Understand, translate, and communicate business and technical objectives.
• Validate end product functionality against requirements.
• Work directly with business lines to obtain clear requirements.
• Drive continuous improvement.

Conoscenze

Stakeholder management

Scheduling / Project management

Communication / facilitation

Financial software experience

Testing methodologies

SQL databases

Initiative

Collection recovery knowledge

Problem solving

Collections knowledge

Strumenti

Postman

SSRS

SQL/PostgreSQL

AWS

Azure

HTML/CSS

Angular

Access and VBA

Descrizione del lavoro

Position Summary

Citizens Debt Management team is a highly regarded, high-performing team known for delivering results, driving innovation, and partnering across the organization to solve complex business challenges. Join us as a Business Systems Analyst, where you'll help solve complex business challenges and deliver impactful solutions while partnering with business and technology teams to drive operational excellence, process improvement, and strategic change.

Description

Citizens Debt Management team is a highly regarded, high-performing team known for delivering results, driving innovation, and partnering across the organization to solve complex business challenges. Join us as a Business Systems Analyst, where you'll help solve complex business challenges and deliver impactful solutions while partnering with business and technology teams to drive operational excellence, process improvement, and strategic change.

This role will play a key role in shaping the future of Collections & Recovery through innovative solutions, strategic thinking, and continuous improvement. The ideal candidate is a self-starter who thrives in a fast-paced environment, navigates ambiguity with confidence, and independently drives initiatives from concept to completion. Success in this role requires a sound thinker who can analyze processes, challenge the status quo, connect business needs with technical solutions, and influence change. You'll leverage strong analytical, technical and problem-solving skills to deliver solutions that streamline operations, enhance the user experience, and foster a culture of collaboration and continuous improvement.

Responsibilities

• Review and analyze business line requirements/problems.
• Participate/lead teams in the design, development and delivery of technology/service-based projects or components of larger, complex projects.
• Propose and deliver cost effective solutions to meet these requirements.
• Perform independent research to assist in the identification of user issues and develop user specific solutions.
• Recommend improvements and alternative solutions.
• Maintain and improve existing procedures/job aids and other resources to enhance ability to deploy complex solutions.
• Mentor and helps other members of the team, empowering and inspiring them to succeed.
• Analyze existing systems and highlight areas of improvement.
• Apply best practice approaches to all aspects of solution implementation.
• Create business and decision flowcharts and user interface prototypes.
• Create precise documentation of prioritized designs that can be signed off by the business line and directly converted to test plans.
• Perform gap analysis and recommend solutions.
• Seeks ways to execute more effectively, streamline processes, reduce costs, work smarter.
• Understand, translate, and communicate both business and technical objectives from multiple perspectives.
• Validate the functionality of the end product according to the requirement specifications.
• Work directly with business lines to obtain clear and unambiguous requirements.
• Driver of continuous improvement

Skills

• Ability to work with diverse stakeholders like business, product, engineering, operations, and QA teams.
• Anticipates problems and keeps schedule on track.
• Excellent interpersonal and communication skills, with the ability to confidently facilitate complex discussions, influence stakeholders, and translate technical concepts into language that is easily understood by diverse audiences.
• Experience implementing financial based software.
• Experience with pre-delivery inspection and testing methodologies.
• Experience working with MS SQL SERVER databases and SQL.
• High-level of initiative with ability to work independently and as part of a team.
• Knowledge of collection recovery system industry best practices.
• Passion to analyze and solve complex problems.
• Knowledge of Collections policies and practice

Qualifications

• General knowledge of operating systems, databases, or application servers.
• Extensive skills in business process management (BPM).
• 3–5 years of related experience in consulting or services delivery, ideally in the collections & recovery industry.
• Track record putting together reliable, complex, secure, high performance and scalable solutions for production environments.
• Successfully engaged on projects from inception through completion.
• Experience with Agile Development methodologies and tools is a plus.
• Proficiency with MS Office.
• Ability to manage multiple projects, juggle priorities and deliver on tight deadlines.
• Works willingly and effectively with others in and across the organization to accomplish team goals.
• Knowledge of consulting methodologies, tools, and techniques.
• Expertise in query tuning, optimization, and refactoring for performance in a high availability environment.
• Excellent presentation, communication and influencing skills.

Technologies That Will Help You Succeed In This Role

• Debt Manager (FICO/C&R collections and recovery platforms)
• DebtNext (dPlat)
• RESTful API (Postman)
• Reports (SSRS)
• SQL/Postgres SQL Databases and ETL Pipelines
• Cloud Technology (AWS, Azure)
• HTML/CCS
• Angular
• Access and VBA
• Good understanding of networking concepts, security, and troubleshooting

Hours and Work Schedule

Hours per week:40

Work Schedule: Mon-Fri 8:00AM-5:00PM EST - 4 days in office, 1 day remote

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Posting End Date: 11/09/2026