Mortgage Collateral Specialist

Easystreetcap; Austin (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Company sponsored health insurance

Company sponsored 401(k)

Paid vacation time

Paid sick leave

Weekly in office lunch

Vibrant downtown office

Job summary

Easy Street Capital is seeking a detail-oriented Collateral Management Specialist in Austin to oversee original loan collateral throughout the mortgage lifecycle. You will coordinate packages with title companies, review for completeness, and maintain precise custody records to support financing, securitizations, and audits.

The role requires 5+ years in mortgage operations or collateral management, strong Excel skills, and excellent communication.

Qualifications

• Bachelor's degree preferred or equivalent industry experience.
• 5+ years of experience in mortgage operations, collateral management, document custody, loan servicing, post-closing, or secondary marketing.
• Strong understanding of residential mortgage documentation including promissory notes, mortgages, deeds of trust, assignments, allonges, title insurance policies, recorded instruments.
• Experience working with document custodians preferred.
• Experience coordinating with county recording offices.
• Familiarity with mortgage servicing and loan sale transactions.
• Strong organizational and project management skills.
• Excellent written and verbal communication skills.
• Advanced proficiency with Microsoft Excel and Microsoft Office.

Responsibilities

• Coordinate the receipt of original loan collateral packages from title companies and closing partners.
• Review incoming collateral for completeness and accuracy.
• Track outstanding collateral packages until fully received.
• Maintain an accurate collateral inventory within the tracking systems.
• Ensure original collateral is stored or shipped to the custodian.
• Maintain complete chain-of-custody records for all documents.
• Serve as the primary contact with third-party document custodians.
• Administer liens, assignments, and releases; coordinate recording.
• Support lenders, warehouses, and audits with collateral information.
• Perform quality control on collateral data and processes.
• Assist in foreclosure/REO collateral support as needed.

Skills

Attention to detail

Communication skills

Organizational skills

Project management

SQL/Excel proficiency

Mortgage documentation knowledge

Education

Bachelor's degree preferred or equivalent industry experience

Tools

Microsoft Excel

Microsoft Office

Job description

Easy Street Capital is a private real estate lender headquartered in Austin, Texas serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, financing a cash-flowing rental, or building ground-up, we have a solution to fit those needs.

Easy Street Capital is seeking a detail-oriented and highly organized Collateral Management Specialist to oversee the custody, tracking, perfection, and administration of original loan collateral throughout the entire lifecycle of residential mortgage loans.

This position plays a critical role in protecting the Company's collateral by ensuring original loan documents are properly received, tracked, perfected,maintained, transferred, and released. The Specialist will serve as the primary liaison between title companies, custodians, county recording offices, warehouse lenders, investors, servicers, attorneys, and internal departments to ensure collateral is complete, enforceable, and readily available for financing, securitizations, loan sales, and audits.

The ideal candidate possesses exceptional organizational skills, understands mortgage documentation, and is passionate about maintaining accurate collateral records while meeting strict investor and regulatory requirements.

Responsibilities

• Coordinate the receipt of original loan collateral packages from title companies, settlement agents, attorneys, and closing partners.
• Review incoming collateral for completeness and accuracy.
• Track outstanding collateral packages until fully received.
• Maintain an accurate collateral inventory within the Company's tracking systems.
• Ensure all original collateral is securely stored or shipped to the appropriate document custodian.
• Maintain complete chain-of-custody records for all original documents.
• Serve as the Company's primary point of contact with third-party document custodians, including Computershare.
• Assignment and Allonge Administration
• Lien Release Administration
• Recording Coordination
• Bailee Letter Administration
• Collateral Quality Control
• Investor, Warehouse and Audit Support
• Process Management
• Lien Releases
• Foreclosure / REO Collateral Support

Qualifications

• Bachelor's degree preferred or equivalent industry experience.
• 5+ years of experience in mortgage operations, collateral management, document custody, loan servicing, post-closing, or secondary marketing.
• Strong understanding of residential mortgage documentation including:
• Promissory Notes
• Mortgages
• Deeds of Trust
• Assignments
• Allonges
• Title Insurance Policies
• Recorded Instruments
• Experience working with document custodians preferred.
• Experience coordinating with county recording offices.
• Familiarity with mortgage servicing and loan sale transactions.
• Strong organizational and project management skills.
• Excellent written and verbal communication skills.
• Advanced proficiency with Microsoft Excel and Microsoft Office.

Benefits

• Company sponsored health insurance
• Company sponosred 401(k)
• Paid vacation time
• Paid sick leave
• Weekly in office lunch
• Work with a fun, fast-paced team in a vibrant downtown office