Collateral Appraiser

Champions Funding LLC; Gilbert (AZ); Remote; USD 65,000 - 95,000; Full time

Benefits offered by this job

Fully remote

Job summary

Champions Funding LLC is seeking a fully remote Residential Appraisal Reviewer to order, track, and analyze property appraisals for Non-QM loan products. You will review reports for USPAP/AIR compliance, analyze valuations and market trends, and coordinate revisions with AMCs and underwriters.

Strong analytical skills, licensing, and LOS familiarity are essential for this role. You will work in a fast-paced, high-volume environment, maintaining accuracy, timelines, and professional communication

Qualifications

• Active state-licensed or state-certified residential appraiser license in good standing (required).
• 3+ years of experience in residential real estate appraisal or mortgage collateral review.
• Experience evaluating investment properties, rural, unique, or complex residential properties.
• Familiarity with appraisal platforms and LOS systems (e.g., Encompass, Lending QB, MeridianLink).
• Excellent analytical, valuation, and risk assessment skills.
• Clear, professional written and verbal communication abilities.
• High attention to detail with strong time-management skills.
• Ability to manage high-volume workflows in a fast-paced environment.
• Collaborative, self-motivated professional with a commitment to quality and compliance.
• This is a fully remote position.
• UAD 3.6- familiar with the URAR

Responsibilities

• Order, track, and manage residential appraisals through approved AMCs.
• Review appraisal reports for accuracy, completeness, and USPAP/AIR compliance.
• Apply licensed appraisal expertise to analyze valuations, market conditions, and comps.
• Evaluate collateral for Non-QM loan products (DSCR, bank statement, investment property).
• Identify red flags, including unsupported adjustments and poor comp selection.
• Document collateral findings clearly and elevate valuation risks to underwriting.
• Coordinate appraisal revisions, ROVs, and property-related conditions.
• Communicate with AMCs, underwriters, brokers, and internal teams to resolve issues.
• Ensure appraisal turn times and SLAs are met.
• Stay current on appraisal regs, licensing, market trends, and overlays.
• Participate in audits, quality control reviews, and internal calibration.

Skills

Analytical skills

Valuation expertise

Risk assessment

Written communication

Verbal communication

Time management

Attention to detail

High-volume workflows

Collaboration

Education

Active state-licensed residential appraiser license

Tools

Encompass

LendingQB

MeridianLink

Job description

• Order, track, and manage residential property appraisals through approved AMCs.
• Review appraisal reports for accuracy, completeness, and compliance with USPAP, AIR, and investor requirements.
• Apply licensed appraisal expertise to analyze property valuations, market conditions, and comparable sales.
• Evaluate collateral for Non-QM loan products, including DSCR, bank statement, and investment property loans.
• Identify red flags such as unsupported adjustments, inadequate comparable selection, and marketability concerns.
• Document collateral findings clearly and elevate valuation risks to underwriting when appropriate.
• Coordinate appraisal revisions, reconsiderations of value (ROVs), and property-related conditions.
• Communicate effectively with AMCs, underwriters, brokers, and internal teams to resolve collateral issues.
• Ensure appraisal turn times and service-level expectations are met.
• Stay current on appraisal regulations, licensing requirements, market trends, and Non-QM investor overlays.
• Participate in appraisal-related audits, quality control reviews, and internal calibration efforts.

Description

• Order, track, and manage residential property appraisals through approved AMCs.
• Review appraisal reports for accuracy, completeness, and compliance with USPAP, AIR, and investor requirements.
• Apply licensed appraisal expertise to analyze property valuations, market conditions, and comparable sales.
• Evaluate collateral for Non-QM loan products, including DSCR, bank statement, and investment property loans.
• Identify red flags such as unsupported adjustments, inadequate comparable selection, and marketability concerns.
• Document collateral findings clearly and elevate valuation risks to underwriting when appropriate.
• Coordinate appraisal revisions, reconsiderations of value (ROVs), and property-related conditions.
• Communicate effectively with AMCs, underwriters, brokers, and internal teams to resolve collateral issues.
• Ensure appraisal turn times and service-level expectations are met.
• Stay current on appraisal regulations, licensing requirements, market trends, and Non-QM investor overlays.
• Participate in appraisal-related audits, quality control reviews, and internal calibration efforts.

Requirements

• Active state-licensed or state-certified residential appraiser license in good standing (required).
• 3+ years of experience in residential real estate appraisal or mortgage collateral review.
• Experience evaluating investment properties, rural, unique, or complex residential properties.
• Familiarity with appraisal platforms and LOS systems (e.g., Encompass, Lending QB, MeridianLink).
• Excellent analytical, valuation, and risk assessment skills.
• Clear, professional written and verbal communication abilities.
• High attention to detail with strong time-management skills.
• Ability to manage high-volume workflows in a fast-paced environment.
• Collaborative, self-motivated professional with a commitment to quality and compliance.
• This is a fully remote position.
• UAD 3.6- familiar with the Uniform Residential Appraisal Report (URAR)