Collateral Analyst I

Truist; Winston-Salem (NC); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life insurance

Disability

AD&D

401k plan

Vacation (≥10 days, prorated)

Sick days (≥10 days, prorated)

Paid holidays

Pension plan

Restricted stock units

Deferred compensation plan

Job summary

Truist is seeking a collateral operations professional in Winston-Salem to handle onboarding, collateral analysis, and client contact for Working Capital Operations. You will review borrowing base collateral, input data into tracking systems, and prepare detailed collateral reports to support portfolio compliance.

The role emphasizes accuracy, collaboration with cross-functional teams, and providing timely guidance on reporting procedures to stakeholders.

Qualifications

• Associate's degree in Business, Accounting or related field or equivalent combination of education and relevant work experience.
• Able to work effectively independently as well as in a team environment
• Excellent attention to detail
• Proficiency with Microsoft Office Suite

Responsibilities

• Review client borrowing base collateral and backup, and identify customer balancing issues to ensure portfolio compliance.
• Input data into collateral tracking/management systems with a high degree of accuracy.
• Ensure proper collateral reporting is provided across the portfolio with thoughtful analytics.
• Onboard and provide continuous support to clients.
• Coordinate with Structuring, Asset Management and Client Experience Teams for efficient closing processes.
• Collaborate with clients and Account Officers to address collateral inquiries and ensure timely information submission.
• Serve as single point of contact for communication of operations and administrative issues.
• Prepare detailed collateral review reports, including trend analysis and borrower status insights.
• Support standard borrowing base setups for Working Capital portfolio.

Skills

Attention to detail

Independent work

Team collaboration

Communication

Education

Associate's degree in Business or related field

Tools

Microsoft Office Suite

Excel

Job description

Regular or Temporary:

Regular

Language Fluency:

English (Required)

Work Shift:

1st shift (United States of America)

Job Description

Responsible for all aspects of operational and collateral compliance for Working Capital Operations such as onboarding of new clients, collateral analysis, and direct client contact. Analysis may include, but is not limited to, analyzing Borrowing Base Certificates (BBC) and supporting documentation, calculation of ineligibles, and analyzing client's inventory and receivables.

Essential Duties And Responsibilities

• Responsible for review of client borrowing base collateral and related backup, and identifying customer balancing issues to ensure compliance and conformity within the portfolio. Includes accurately inputting into collateral tracking/management systems with a high degree of accuracy.


• Ensure proper and consistent collateral reporting is provided across assigned portfolio. Provide thoughtful analytics that factor in key collateral trends and communicate to the appropriate stakeholders.


• Onboards and provides continuous support to clients.


• Coordinate/communicate with Structuring, Asset Management and Client Experience Teams to ensure an efficient and smooth closing process for both new loans and existing portfolio accounts.


• Collaborate with clients and Account Officers to address collateral related inquiries, provide guidance on reporting procedures, and ensure timely submission of required information.


• Serve as a single point of contact for Account Officers and other stakeholders for communication of operations and administrative issues.


• Prepare detailed collateral review reports, including trend analysis and insights into the borrower's financial status.


• Supports standard borrowing base setups for Working Capital portfolio.

Qualifications

Required Qualifications

• Associate's degree in Business, Accounting or related field or equivalent combination of education and relevant work experience.


• Able to work effectively independently as well as in a team environment


• Excellent attention to detail


• Proficiency with Microsoft Office Suite

Preferred Qualifications

• Preferred 2+ years of experience in asset based lending or related field


• Experience with ABLM.NET (Stucky), Asset Reader, Monarch and AFS Vision preferred


• Knowledge of asset-based lending, ABL, products

Benefits

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.

• medical


• dental


• vision


• life insurance


• disability


• accidental death and dismemberment


• tax-preferred savings accounts


• 401k plan


• no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment


• 10 sick days (also prorated)


• paid holidays


• defined benefit pension plan


• restricted stock units


• deferred compensation plan

For more details on Truist's generous benefit plans, please visit our Benefits site.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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