Collateral Analyst (Hybrid)

Creative Solutions Services, LLC; Charlotte (NC); Hybrid; USD 2,821,000 - 3,276,000; Full time

Job summary

Creative Solutions Services, LLC in Charlotte, NC is seeking a Collateral Analyst to support Asset Based Lending loan portfolios by analyzing Accounts Receivable and Inventory data. You will review collateral, financial documentation, and risk items while coordinating with internal teams to ensure complete loan support information.

The role requires advanced Excel skills, careful attention to detail, and experience with loan documentation and financial analysis.

Qualifications

• Proficient in Excel with formulas and data manipulation.
• Experience reviewing loan documentation and supporting financial records.
• Strong attention to detail and accuracy in data.
• Ability to analyze financial data and communicate findings clearly.

Responsibilities

• Determine eligible client collateral per Credit Agreements.
• Analyze AR/AP/Inventory trends and assess risks.
• Review loan support docs for accuracy and compliance.
• Identify risk items in collateral data and documentation.
• Extract, format, and upload client report data across lending lines.

Skills

Microsoft Excel

Loan documentation

Attention to detail

Financial data analysis

Mathematical skills

Accounting principles

Collateral analysis

Data extraction tools

Accounts Receivable/Payable/Inventory

Tools

Analytical platforms

Job description

This is your opportunity to join a multinational investment bank and financial services holding company whose investment banking and auxiliary sectors are headquartered in Manhattan, NY!

Job Title: Collateral Analyst

Location: Charlotte, NC 28255

Pay Rate: $32.06/hour, paid weekly

Schedule: Hybrid — 3 days in office / 2 days remote; Wednesday is required in office, 8:00 AM–5:00 PM

Start Date: September 28, 2026, pending completion of onboarding

Contract Length: 12 months, with potential to extend or convert to a full-time position

Overview

The Collateral Analyst supports Asset Based Lending loan portfolios through Accounts Receivable and Inventory analysis. This role evaluates client collateral, reviews financial data and documentation, identifies potential risk items, and partners with internal teams and clients to ensure accurate and complete loan support information.

Responsibilities

• Determine eligible client collateral in accordance with established Credit Agreements.
• Analyze Accounts Receivable, Accounts Payable, and Inventory trends to identify changes and potential risks.
• Review client loan support documentation for accuracy, completeness, and compliance with predetermined requirements.
• Identify and elevate potential risk items within client documentation and collateral data.
• Extract, format, and upload client report data across multiple lending lines of business.
• Review submitted client files for completeness and ensure required formatting standards are met.
• Coordinate with internal Servicing Partners to obtain missing or incomplete documentation.
• Collaborate with internal partners to ensure accurate data extraction and reporting.
• Create and update Excel formulas within data extraction tools used to upload client files into analytical applications.
• Effectively communicate analysis, findings, and documentation requirements to internal business partners and clients.

Required Skills & Qualifications

• Experience using Microsoft Excel, including formulas and data manipulation.
• Experience reviewing loan documentation and supporting financial records.
• Strong attention to detail and ability to identify discrepancies or incomplete information.
• Ability to analyze and interpret financial data and communicate findings effectively.
• Strong mathematical and analytical skills.
• Accounting experience or knowledge of accounting principles.
• Experience performing financial or collateral analysis.
• Experience working with financial analysis, data extraction, or analytical technology platforms.
• Experience with Accounts Receivable, Accounts Payable, Inventory, or Asset Based Lending concepts is a plus.

Interview Process

Three interviews — two video interviews and one in-person interview.

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