Closer

First Federal Bank; Overland Park (KS); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Four Medical Plan Options

Employer HSA Contributions

Life Insurance Policy

Wellness Reimbursement

Tuition Reimbursement

401k Retirement Plan

Paid Sick Leave

Paid Vacation Leave

11 Paid Holidays

Job summary

First Federal Bank is seeking a mortgage closing professional for a hybrid role based in Overland Park, KS. The candidate will review files, prepare Closing Disclosures, and coordinate with settlement agents, borrowers, loan officers, and processors to ensure accurate, compliant closings.

The ideal candidate has 2+ years of mortgage closing experience, strong organizational and communication skills, and familiarity with FHA/VA/USDA guidelines.

Qualifications

• Strong organizational and time management abilities.
• Excellent written and verbal communication skills.
• Solid understanding of underwriting guidelines.
• Basic knowledge of accounting principles (debits/credits).

Responsibilities

• Review files and complete pre-audit forms to determine readiness for closing.
• Proficient use of closing software.
• Identify and correct clerical or system errors in loan packages or payoff calculations.
• Ensure underwriting conditions are met before closing packages are sent.
• Deliver closing packages to settlement agents in a timely manner.

Skills

Organizational skills

Time management

Communication skills

Analytical skills

Underwriting guidelines

MSP knowledge

Education

High school diploma or equivalent

Tools

MSP

Job description

• HYBRID OPPORTUNITY BASED IN OVERLAND PARK KS*

• HYBRID OPPORTUNITY BASED IN OVERLAND PARK KS*

At First Federal Bank of Florida; headquartered in Lake City, Florida, core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community, customer service, our stability, and being trustworthy. These values support our mission and vision, shape our culture, and provide a foundation for the future.

Offering a dynamic benefit package that includes but is not limited to:

• Four Medical Plan Offerings to choose from
• Employer HSA Contributions (Coverage/Plan exclusions)
• Employer Provided Life Insurance Policy
• Annual Health Incentive
• Annual Wellness Reimbursement
• Tuition Reimbursement program
• Generous Match 401k Retirement Plan
• Paid Sick Leave
• Paid Vacation Leave
• 11 Paid Holidays based on the Federal Reserve Calendar

Essential Functions

• Responsible for reviewing the file and completing a pre-audit form and determining if the loan is ready to close.
• Responsible for the proficient use of closing software.
• Accountable for catching any clerical or system errors made in the loan package or in calculating the payoff.
• Assure that all underwriting conditions are met prior to sending out closing packages.
• Timely delivery of closing packages to settlement agent.
• Must interact with settlement agents, customers, loan officers and processors daily.
• Responsible for preparing the Closing Disclosure (CD) and insuring it meets the Underwriting guidelines.
• Responsible for communicating and resolving issues with Closing Agents while the borrowers are at closing.
• Responsible for completing a pre-funding audit on each file prior to disbursement.
• Responsible for knowing and understanding how to fund loans.
• Provides the best service to our customers with innovative and creative solutions.

Job Requirements

• High school diploma or equivalent required.
• Minimum 2 years mortgage closing experience.
• Good organizational and time management skills.
• Excellent written and verbal communication skills.
• Basic knowledge of agency and underwriting guidelines.
• Strong analytical and problem-solving skills.
• Basic knowledge of accounting principles such as debiting and crediting.
• Knowledge of FHA, USDA, VA, FNMA and FHLMC guidelines.
• Must have the ability to meet sudden deadlines.
• Must be multi-task oriented.
• Must have excellent PC Skills.
• Knowledge of closing practices, mortgage documentation, recording practices, title/abstract legalities.
• Some formal Underwriting or Processing experience is a plus.
• Knowledge of lending guidelines for all states is a plus.
• Knowledge of how to use MSP.
• Third party lending production experience is preferred
• Extended hours sitting and performing computer tasks may be required.
• Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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