Client Service Manager St. Louis, MO

With Coverage, Inc.; St. Louis, Northern (MO, KY); Hybrid; USD 100,000 - 140,000; Full time

Benefits offered by this job

Equity grants

Medical, dental, vision insurance

401(k)

Flexible time off

Collaborative culture

Job summary

WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy. The role partners with Risk Advisors on an assigned book, managing day-to-day service and client renewals to ensure a positive experience.

The ideal candidate has 2+ years of commercial insurance experience, a high school diploma (or equivalent), and a license is preferred. This full-time position in the United States offers substantial compensation and equity as part

Qualifications

• 2+ years of commercial insurance experience.
• Property & Casualty broker’s license strongly preferred, or to be obtained within 120 days of start date.
• High school diploma or equivalent required.
• Experience supporting complex clients is preferred.

Responsibilities

• Maintains effective client relationships and handles day-to-day service for moderate-importance matters.
• Facilitates information flow between clients and Risk team members, keeping all parties informed.
• Handles client open items and ad-hoc requests.
• Prepares stewardship reports and tailored presentations for audiences.
• Supports renewal processes and saves binders, policies, and endorsements.
• Responds to routine and sophisticated coverage inquiries.
• Serves as client liaison for certificates, auto IDs, location additions, invoices, and related notices.
• Monitors invoices, fee agreements, receivables, and collections.

Skills

Commercial insurance experience

Client relationship management

Education

High school diploma or equivalent

Property & Casualty broker license preferred

Job description

WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy.

We partner with hundreds of high-growth, category-defining companies, including GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our clients span iconic consumer brands, hospitality leaders, GCs, advanced manufacturers, and next-generation defense contractors. They operate in complex risk environments and need a partner that can move at their speed.

Instead of a fragmented, manual brokerage stack, we have built a new category: elite risk advisors operating on top of proprietary technology. Our in-house Agency Management System gives our team and AI agents full visibility into policies, exposures, claims, billing, and commissions. This platform enables deep automation, better decisions, and a fundamentally higher standard of service.

WithCoverage was founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound). We have raised over $43M from leading investors including Sequoia, 8VC, Khosla Ventures and Crystal Venture Partners.

Our ambition is not to build a better brokerage. It is to redefine how risk is managed across the economy.

Why Join Us:

• Grow Faster – We’re scaling quickly, giving you significant opportunities to learn, lead, and shape your career and the company's future.
• Work That Matters – We protect the world’s most innovative brands: consumer icons, hospitality leaders, next-gen defense contractors, and US manufacturers.
• Redefine an Industry – Insurance is one of the largest, slowest-moving markets. We rewrite the playbook with proprietary technology, automation, and AI.
• Financial Rewards – We hire the best and invest in you. That means competitive comp, meaningful equity, and excellent benefits. We believe strongly in internal promotion and lay out a plan for everyone's career growth.

About The Role:

Partner with Risk Advisors on assigned book of business, manage day-to-day service processes and outputs, support a variety of strategic, client-facing initiatives, and run point on each client’s renewal cycle, ensuring a positive and productive client experience.

What You’ll Do:

• Maintains effective and positive relationships with clients. Serves independently in a client-facing capacity on matters of moderate importance and complexity.
• Facilitates the timely and accurate flow of information between clients, and Risk team members, keeping all parties informed.
• Handles client open items lists and responds to client ad-hoc requests.
• Gathers and analyzes data and drafts assigned elements of stewardship reports and other convincing presentations tailored to the needs of the audience and the circumstances of the presentation.
• Actively supports and monitors the renewal process, engaging with account team members as necessary. May draft quote comparisons and is responsible for saving down binders, policies, and endorsements.
• Receives and handles routine and sophisticated coverage inquiries.
• Serves as key client liaison for items such as certificates, auto IDs, location additions, invoices, Worker’s Compensation posting notices, allocations, premium finance agreements, summaries of insurance, and policy transmittals.
• Monitors and follows-up on invoice generation, fee agreements, receivables, and collections. Addresses and resolves problems.
• Ensures tools are understood and used. Performs related duties as assigned.

Who You Are:

• 2+ years of commercial insurance experience required (preferably in an Account Management role)
• Property & Casualty broker’s license strongly preferred, or to be obtained within 120 days of start date
• High school diploma or equivalent required
• Experience supporting complex clients is preferred

For candidates based in the United States, the expected total compensation for this position at the start of employment is $100,000 – $140,000/year. Actual compensation will be determined based on factors such as market location, job-related skills, experience, and qualifications. This role is eligible for additional variable compensation, including quota-based incentives where applicable. WithCoverage offers a comprehensive Total Rewards package for full-time employees, which includes equity grants and a robust suite of benefits.

What We Offer:

• Competitive compensation that includes equity
• Comprehensive benefit plans for medical, dental, vision, life, and disability
• Pre-tax accounts (FSA, HSAs, dependent care FSAs, commuter savings)
• Human Interest: 401(k) provider
• Time Off: Flexible time off, sick leave, family and medical leave, major national holidays
• A curated in-office employee experience, designed to foster community, team connections, and innovation
• Collaborative, transparent, and fun culture

As set forth in WithCoverage’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.