Risk Advisor

WithCoverage; Philadelphia, New York (Philadelphia County, NY); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Flexible paid time off

Comprehensive benefit plans

Collaborative work culture

Equity grants

Job summary

A modern insurance firm is seeking a Risk Advisor in Philadelphia, PA to manage client relationships and drive a risk vertical. Ideal candidates will have 2+ years of experience in commercial insurance or risk management. You will be responsible for delivering tailored solutions while collaborating with internal teams to enhance client experience. This role offers competitive compensation ranging from $85,000 to $125,000/year along with a robust benefits package.

Qualifications

• 2+ years in commercial insurance or risk management.
• Experience in client advisory roles preferred.
• Strong analytical skills and ability to present proposals.

Responsibilities

• Manage a portfolio of client accounts and ensure exceptional service.
• Develop scalable practices for future advisors.
• Collaborate with teams to enhance client experience.
• Analyze client needs for actionable insights.

Skills

Client relationship management

Critical thinking

Communication

Attention to detail

Risk analysis

Job description

Location: New York, NY or Philadelphia, PA
Job Type: Full-Time

WithCoverage is reimagining risk management and insurance for the modern economy. We protect the companies building the future—100's of brands like GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee—so they can move fast without compromise.

Instead of a stale brokerage model, we’ve built a new category: world-class risk advisors powered by proprietary technology. From next-generation defense contractors and advanced manufacturers to iconic consumer brands and hospitality leaders, we partner with ambitious businesses to give them the confidence to scale.

Founded by JD Ross (co‑founder of Opendoor) and Max Brenner (Compound, Bain), WithCoverage is disrupting a trillion‑dollar industry from the inside out. We grew 10x last year while remaining cash‑flow positive, backed by 8VC, Crystal Venture Partners, and other top investors.

We’re also the only brokerage that has built its own Agency Management System from scratch, giving us complete control over our operations and a platform to automate more of the business with AI. It’s the foundation for transforming how risk is managed across the economy.

Why Join Us

• Grow Faster – We’re scaling quickly, giving you significant opportunities to learn, lead, and shape your career and the company's future.
• Work That Matters – We protect the world’s most innovative brands: consumer icons, hospitality leaders, next‑gen defense contractors, and US manufacturers.
• Redefine an Industry – Insurance is one of the largest, slowest‑moving markets. We rewrite the playbook with proprietary technology, automation, and AI.
• Financial Rewards – We hire the best and invest in you. That means competitive comp, meaningful equity, and excellent benefits. We believe strongly in internal promotion and lay out a plan for everyone’s career growth.

About The Role

We’re looking for a Risk Advisor to own client relationships end‑to‑end and help scale a risk vertical. You’ll work directly with business leaders to assess exposures, partake in Risk Analyses, and deliver tailored solutions that drive measurable impact.

What You’ll Do

• Own and manage a portfolio of client accounts end‑to‑end, driving strong relationships and delivering exceptional service.
• Build and refine playbooks for your vertical to create repeatable, scalable best practices for future advisors.
• Collaborate closely with the Growth, Product, and Ops teams to ensure seamless execution and a differentiated client experience.
• Translate client needs into actionable insights for underwriting, operations, and product improvements.
• Track and report key client metrics to identify opportunities for expansion, efficiency, and impact.
• Contribute to the culture of excellence, curiosity, and accountability that defines our team.

Who You Are

• 2+ years into your career, ideally with experience in commercial insurance, risk management, or client advisory roles.
• Confident leading high‑stakes client conversations and comfortable presenting analyses or proposals.
• Strong critical thinking skills, with experience evaluating complex coverage programs, synthesizing risk, coverage, and cost considerations, and translating analysis into actionable strategies.
• Deeply curious about how businesses operate and motivated to become a trusted advisor to their leaders.
• Strong communicator who thrives in fast‑moving, collaborative environments.
• Highly detail‑oriented and accountable — you own outcomes, not just tasks.
• Coachable and eager to learn; open to feedback and committed to growth.
• Drawn to environments where performance is rewarded with real upside and autonomy.
• Hardworking, kind, and humble — the type of teammate others want to work with.

For candidates based in the United States, the expected pay range for this position at the start of employment is $85,000 – $125,000/year. Actual compensation will be determined based on factors such as market location, job‑related skills, experience, and qualifications. This role may also be eligible for additional variable compensation, including quota‑based incentives where applicable. WithCoverage offers a comprehensive Total Rewards package for full‑time employees, which includes equity grants and a robust suite of benefits.

What We Offer

• Competitive compensation that may include equity
• Flexible paid time off
• Comprehensive benefit plans for medical, dental, vision, life, and disability
• Flexible Spending Accounts (FSAs): Health Care FSA and Dependent Care FSA
• Commuter Savings Account
• Human Interest: 401(k) provider
• Time Off: Sick Leave, Family and Medical Leave, Flexible Time Off
• Paid Holidays: Observance of all major national holidays
• A curated in‑office employee experience, designed to foster community, team connections, and innovation, that also includes catered lunches in the office on Fridays for in‑office workers
• Collaborative, transparent, and fun culture