Client Associate - Community Development Banking - Associate

JPMorgan Chase & Co.; Seattle (WA); On-site; USD 90,000 - 140,000; Full time

Job summary

JPMorgan Chase & Co. in Seattle seeks a commercial real estate finance professional to work with originating bankers, gather project documentation, and prepare pitch materials for credit committees and term sheets.

You will analyze budgets and market reports, collaborate with underwriters through the credit approval process, and help review legal documents before closing. This role supports construction financings and LIHTC programs.

Qualifications

• BA/BS degree required.
• Strong written and verbal communication skills.
• Interpersonal skills for client and stakeholder interaction.
• Team player with flexibility to adjust priorities.

Responsibilities

• Work with Originating Bankers to gather project documentation, prepare credit committee pitch packages, Letters of Interest, and Term Sheets.
• Analyze and adjust development budgets, operating statements, rent schedules, construction flow of funds, financial statements, market studies, and third-party reports.
• Collaborate with underwriters through the credit approval process, including closing calls, due diligence collection, and internal reporting.
• Review legal documentation prior to closing for accuracy and consistency with credit approval terms.
• Assist with client meetings/calls related to financings and attend JPMorganChase industry events.
• Monitor construction progress, including draw requests, funding adequacy, time delays, cost overruns, contingency fund usage, and compliance with loan documents.

Job description

Job Responsibilities:

• Work with Originating Bankers to gather project documentation, prepare credit committee pitch packages, Letters of Interest, and Term Sheets


• Analyze and adjust development budgets, operating statements, rent schedules, construction flow of funds, financial statements, market studies, and third-party reports


• Collaborate with underwriters through the credit approval process, including closing calls, due diligence collection, and internal reporting


• Review legal documentation prior to closing for accuracy and consistency with credit approval terms


• Assist with client meetings/calls related to financings and attend JPM Chase and industry events


• Monitor construction progress, including draw requests, funding adequacy, time delays, cost overruns, contingency fund usage, and compliance with loan documents

Required Qualifications, Skills, and Capabilities:

• 2.5+ years’ experience in financing commercial real estate transactions, including mixed income and affordable housing development projects


• Experience with Federal, State, and Local Affordable Housing/LIHTC financing programs


• BA/BS degree


• Strong interpersonal skills for client and stakeholder interaction


• Team player with flexibility to adjust priorities as needed


• Excellent written and verbal communication skills


• Proficient in MS Word, Excel, PowerPoint, and Outlook


• Limited travel required, occasionally overnight

Preferred Qualifications, Skills, and Capabilities:

• Formal bank credit training


• Knowledge of standard bank credit policies and loan administration procedures

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.