Claims Complex Property Adjuster CA

AAA Auto Club Enterprises; Costa Mesa (CA); Presencial; USD 53.000 - 71.000; Tempo integral

Benefícios oferecidos por esta vaga

Health coverage

401(k) plan with company match and PEn

Tuition assistance

PTO & floating holidays

Paid parental leave

Wellness programs

Employee discounts

Resumo da vaga

AAA Auto Club Enterprises is seeking an experienced claims professional to handle high-complexity homeowner claims. The role involves interpreting loss information, conducting investigations, evaluating coverage and damages, and negotiating settlements within authority. Expect collaboration with internal teams and occasional legal interactions.

Qualifications include 7–9 years in property claims, advanced knowledge of insurance principles, and strong communication skills. Travel is occasional.

Qualificações

• Bachelors equivalent combination of education and experience preferred.
• 7-9 years prior claims handling experience required.
• 7-9 years property claims administration experience preferred.
• Advanced knowledge of insurance, coverage investigation, scope and damage assessment, negligence and subrogation.
• Advanced knowledge of Microsoft Office and claims software.

Responsabilidades

• Identify and obtain statements from insureds, claimants and witnesses and determine coverage and damages.
• Explain policy coverages and claims process in compliance with regulations.
• Evaluate, negotiate and settle first-party claims within authority.
• Mentor and train less experienced personnel per guidelines.
• May attend legal proceedings and provide sworn testimony.
• Prepare comprehensive reporting on high-profile claims.

Conhecimentos

Claims handling

Property claims administration

Negotiation

Leadership

Communication

Driver's license

Subrogation

Microsoft Office

Claims software

Formação

Bachelor's degree or equivalent

Chartered Property Casualty Underwriter

Associate in Claims

Ferramentas

Microsoft Office

Claims software

Descrição da vaga

This position supports the Property Claims operation by handling claims reported on Homeowner policies written by the Interinsurance Exchange in compliance with all regulatory and statutory requirements. The position handles claims of high complexity. The primary functions include interpreting information from First Notice of Loss reports, loss investigation, coverage and damages evaluation, negotiation strategies and claims resolution. Employs discretion and independent judgement to ensure compliance with state and federal laws. Applies technical and customer service best practices in accordance with company guidelines.

Job Duties

• Identify and obtain statements from insureds, claimants and witnesses. Conduct phone investigations to determine coverage and damages and differentiate between allegations and facts in each loss. Determine policy obligations by assessing the liability and damage components of the loss. Responsible for maintaining proper activities and service levels.
• Communicate and interact with a variety of individuals, including members, insureds, claimants, and vendors, as well as coordinating with internal and external departments. Explain policy coverages, benefits, and claims process verbally and/or in writing in compliance with regulatory and statutory requirements. Recognise and appropriately address complex coverage and subrogation issues.
• Evaluate, assess, and negotiate within settlement authority with insureds to resolve first-party claims in multiple markets. Demonstrate proficiency with assessment of personal property, property damage, coverage, loss of use, arbitration responses, damage evaluations, and claims technology and tool usage. Objectively discern and address issues that may be questioned in an audit.
• Mentor and assist with the training of less experienced personnel within the Claims promotional/development guidelines and provide coaching in files.
• May attend and participate in legal proceedings. Direct and interact with in-house and outside counsel on litigated files. Provide sworn expert testimony in Courtroom or Deposition settings.
• Prepare comprehensive formal reporting on high-profile claims to senior management.
• Respond quickly to customer needs and problems.

Qualifications

• Bachelors Equivalent combination of education and experience Preferred
• 7-9 years Prior claims handling experience. Required
• 7-9 years Property claims administration experience. Preferred
• Working knowledge of claims administration best practices and procedures.
• Advanced knowledge of insurance, coverage investigation, scope and damage assessment, negligence and subrogation principles required.
• Advanced knowledge of Microsoft Office suite, general computer software and claims software.
• Comprehensive understanding of building and vehicle repair procedures and third-party liability issues.
• Advanced leadership skills among peers required.
• Advanced organization and planning recognition skills required
• Advanced oral and written communication skills required.
• Advanced interpersonal skills required.
• Valid Driver's License, acceptable Department of Motor Vehicles record and minimum liability insurance - Issued by State Required
• Chartered Property Casualty Underwriter - Insurance Institute of America Preferred
• Associate in Claims - Insurance Institute of America Preferred
• An insurance/claims adjuster license may be required for claims administration in specific states.

Travel Requirements

• Occasional travel to off-site business meetings or conferences. (5% proficiency)

The starting pay range for this position is:

$38.64 - $51.46

Additionally, for full time positions, you will be eligible to participate in our incentive program based upon the achievement of organization, team and personal performance.

Remarkable benefits

• Health coverage for medical, dental, vision
• 401(K) saving plans with company match AND Pension
• Tuition assistance
• Floating holidays and PTO for community volunteer programs
• Paid parental leave
• Wellness programs
• Employee discounts (membership, insurance, travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

“Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

The Automobile Club of Southern California will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state, and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance (FCIHO), the Unincorporated Los Angeles County (ULAC) regulation, and the California Fair Chance Act (CFCA).