Who are we?
Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.
What is the role?
We are seeking a Claims Administration Representative in Costa Mesa, CA or Charlotte, NC with a hybrid work schedule.
ROLE SUMMARY
The Claims Admin Representative in handling FNOL entry and core claims processing, for designated business units within Howden Specialty LLC , supporting the Claims Operations team, resolving day-to-day account and transaction queries, and keeping claim records accurate and up to date. The role also serves as a key point of connection between offshore partners and on-shore vertical and operations leadership, helping ensure work is routed correctly, communicated clearly, and escalated when needed. This candidate will support west coast clients and will be expected to maintain a 10a-6pm EST shift.
What will you be doing?
Operational Responsibilities
- Review, validate, and process First Notice of Loss (FNOL) submissions, ensuring claims are accurately established and documented in accordance with carrier and internal procedures.
- Provide timely support for claim and account-related inquiries, resolving routine issues while delivering a high standard of service to clients, carriers, and internal stakeholders.
- Maintain complete, accurate, and up-to-date claim files, documentation, and records to support compliance, audit readiness, and effective claim management.
- Monitor claim activity and key milestones, preparing regular reports and status updates on claim trends, aging, reserve movements, and outstanding issues.
- Coordinate with adjusters, carriers, brokers, and internal teams to facilitate claim progression, collect required information, and ensure timely resolution of outstanding matters.
- Identify, investigate, and escalation complex claim issues, coverage questions, service concerns, or financial discrepancies to the appropriate stakeholders.
- Respond promptly to urgent requests and high-priority claim matters, ensuring effective communication and resolution within established service standards.
- Support claims projects, process improvement initiatives, and operational activities that enhance efficiency, accuracy, and client experience.
- Adhere to all claims handling procedures, regulatory requirements, and internal controls while maintaining a strong focus on quality, accuracy, and customer service.
- Build and maintain productive relationships with clients, carriers, and internal business partners, serving as a reliable and professional point of contact throughout the claims lifecycle.
Stakeholder and Client Relationship
- Build and maintain strong relationships with internal and external stakeholders, serving as a responsive point of contact when needed; this includes supporting Private Client and Health & Benefits.
- Respond to business and customer requirements with agility, professionalism, and sound judgment, while upholding the highest ethical standards in all interactions.
Reporting & Projects
- Maintain accurate, up‑to‑date system records and deliver accounting operations, KPI reporting, and management information.
- Use data‑driven insights to steer execution priorities, identify escalation needs, and communicate effectively through clear data storytelling.
- Support assigned initiatives and actively contribute to cross‑functional projects.
- Perform account reconciliations with markets and clients, ensuring issues are identified, investigated, and resolved efficiently and accurately.
- Respond to account‑related inquiries promptly and in line with defined service standards.
Compliance, Governance & Market Awareness
- Ensure compliance with company policies, procedures, and all applicable legal and regulatory requirements.
- Stay informed of relevant legal, regulatory, and market changes affecting the role and the business.
What are we looking for?
Qualifications:
- 2+ years of insurance claims handling experience, preferably within a brokerage or agency environment.
- Strong understanding of insurance principles, policy coverage, and the end‑to‑end claims lifecycle.
- Ability to independently manage a portfolio of claims, prioritize competing demands, and make sound decisions in a fast‑paced environment.
- Excellent analytical, problem‑solving, and investigative skills, with the ability to identify trends, assess risks, and develop effective solutions.
- Strong interpersonal, verba