Claims Adjuster

TruCapital Partners; Las Vegas (NV); On-site; USD 110,000 - 150,000; Full time

Job summary

TruCapital Partners in Las Vegas, NV seeks an experienced liability claims professional to manage a portfolio of complex cases, including catastrophic injuries and fatalities. You will lead investigations, assess liability and coverage, and drive defensible outcomes while ensuring regulatory compliance and strong communication with stakeholders.

The ideal candidate has advanced litigation skills, deep knowledge of tort law and insurance principles, and a track record of strategic settlements.

Qualifications

• Minimum 5 years experience handling complex commercial claims and litigation.
• Experience with construction liability, D&O, or E&O claims preferred.
• Advanced understanding of state unfair claims practices regulations, policy contracts, and commercial insurance principles.
• Strong knowledge of tort law, coverage analysis, litigation procedures, and negotiation strategies.
• Proficiency in interpreting medical records, accident reconstruction reports, and legal filings.

Responsibilities

• Manage a caseload of complex liability claims, including catastrophic injuries and fatality exposures.
• Conduct comprehensive investigations, including review of police reports, medical records, expert analyses, and witness statements.
• Assess liability, damages, and coverage to make informed, strategic claim decisions.
• Partner with defense counsel throughout litigation, including participation in mediations, depositions, and trials as needed.
• Negotiate settlements within authority while balancing cost efficiency, risk exposure, and timely resolution.
• Communicate effectively with policyholders, claimants, attorneys, and other stakeholders.
• Ensure adherence to company policies, regulatory requirements, and industry best practices.
• Recommend reserve adjustments based on ongoing claim developments and exposure analysis.
• Collaborate with underwriting, product, and legal teams to provide insights on loss trends and emerging risk factors.
• Serve as a departmental resource or trainer on complex injury handling and litigation processes.

Skills

Complex claims handling

Litigation management

Regulatory compliance

Communication skills

Analytical reasoning

Negotiation

Medical records interpretation

Policy contracts knowledge

Time management

Team collaboration

Job description

This role is responsible for managing a portfolio of complex and high‑severity liability claims, including catastrophic injuries and fatalities. The ideal candidate brings strong technical expertise, advanced litigation management skills, and the ability to drive strategic, defensible claim outcomes while maintaining regulatory compliance and exceptional communication standards.

Key Responsibilities

• Manage a caseload of complex liability claims , including catastrophic injuries and fatality exposures.
• Conduct comprehensive investigations, including review of police reports, medical records, expert analyses, and witness statements.
• Assess liability, damages, and coverage to make informed, strategic claim decisions.
• Partner with defense counsel throughout litigation, including participation in mediations, depositions, and trials as needed.
• Negotiate settlements within authority while balancing cost efficiency, risk exposure, and timely resolution.
• Communicate effectively with policyholders, claimants, attorneys, and other stakeholders.
• Ensure adherence to company policies, regulatory requirements, and industry best practices.
• Recommend reserve adjustments based on ongoing claim developments and exposure analysis.
• Collaborate with underwriting, product, and legal teams to provide insights on loss trends and emerging risk factors.
• Serve as a departmental resource or trainer on complex injury handling and litigation processes.

Qualifications

• Minimum of 5 years of experience handling complex commercial claims and litigation.
• Experience with construction liability, D&O, or E&O claims preferred.
• Advanced understanding of state-specific unfair claims practices regulations, policy contracts, and commercial insurance principles.
• Strong knowledge of tort law, coverage analysis, litigation procedures, and negotiation strategies.
• Proficiency in interpreting medical records, accident reconstruction reports, and legal filings.
• Solid understanding of medical, automotive, and liability terminology.
• Excellent verbal and written communication skills.
• Exceptional organizational, time management, and decision‑making abilities.