Claim Specialist - Property Field Inspection

State Farm; Dawsonville (GA); Remote; USD 59,000 - 90,000; Full time

Job summary

Join a leading insurance company as a Claim Specialist in Property Field Inspection. You'll conduct inspections, assess damages, and guide clients through the claims process while providing exceptional service. This role offers flexibility, competitive salary, and comprehensive benefits, including health coverage and educational assistance.

Benefits

Health and Wellbeing Programs

Tuition Assistance

401(k) with Company Contribution

Generous Paid Time Off

Parental Leave

Qualifications

• Experience in property claims inspection within the insurance industry.
• Strong knowledge of property insurance policies and claims practices.

Responsibilities

• Conduct on-site inspections and assessments of property damages.
• Negotiate and settle claims within authorized limits.
• Gather evidence and prepare detailed reports.

Skills

Communication

Negotiation

Analytical Skills

Education

Bachelor's Degree

Tools

Claims Management Software

Job description

Claim Specialist - Property Field Inspection

Parental leave, paid holidays, tuition assistance, 401(k), remote work

May 03, 2025

Location: US-GA-Dawsonville
Job Category: Claims and Investigation
Position Type: Regular Full Time
Req ID: 41089

Overview

Being good neighbors—helping people, investing in our communities, and making the world a better place—is who we are at State Farm. It is at the core of how we operate and the reason for our success. Join our #1 team and do some good!

Responsibilities

• Conduct on-site inspections and assessments of property damages for residential and commercial claims.
• Meet with insureds, explain coverage, estimate damages, and guide them through the claims process while providing exceptional service.
• Collaborate with policyholders, insurance agents, and other parties to gather information and resolve claims efficiently.
• Interact with parties expressing strong emotions or concerns about inspections or claims.
• Gather evidence, document findings, and prepare detailed reports.
• Investigate and adjust property claims up to $500,000 in exposure.
• Evaluate coverage and policy terms for validity and compliance.
• Negotiate and settle claims within authorized limits, considering policy provisions and standards.

Work Location: Dawsonville, GA 30534. Candidates should reside within zip codes: 30028, 30040, 30041, 30107, 30143, 30148, 30151, 30177, 30506, 30527, 30528, 30533, 30534, 30554, 30564. This is a remote-field position with travel within the territory and occasional outside-area assistance.

Work hours are flexible and may include overtime or irregular hours.

Qualifications

• Experience in property claims inspection within insurance industry.
• Strong knowledge of property insurance policies, coverage, and claims practices.
• Knowledge of residential and commercial construction.
• Familiarity with local regulations in the territory.
• Excellent communication and interpersonal skills.
• Ability to assess damages, estimate costs, and negotiate settlements.
• Detail-oriented with organizational and analytical skills.
• Proficient in claims management software.
• Physical agility for inspections, including lifting, climbing, crawling.
• Valid driver’s license required.

Preferred qualifications include a bachelor’s degree, experience with high-value or complex claims, construction background, water mitigation inspection, and familiarity with Xactimate and XactContents.

Additional requirements: successful completion of training, licensing, and background checks; may include assessments.

Benefits

Competitive salary range: $59,059.65 - $90,000.00, based on experience, with potential annual incentives up to 15%. Work-life balance prioritized with a 38:45-hour work week.

• Health and wellbeing programs, including premium coverage, vision, dental, telemedicine, and mental health support.
• Educational benefits, training, tuition assistance, and mentoring.
• Financial planning, savings, and retirement options, including a 401(k) with up to 7% company contribution.
• Generous paid time off, parental leave, holidays, and community support days.
• Opportunities to give back through matching gift and grant programs.

Visit our State Farm Careers page for more details on benefits, locations, and hiring processes.