Claim Representative III - Property

Capital Insurance Group; California; Remote; USD 77,000 - 129,000; Full time

Benefits offered by this job

Paid Time Off

Health Insurance

401k with match

Volunteer Time

Job summary

Capital Insurance Group is seeking a remote Claims Supervisor located in California's Central Valley. You will handle complex property claims, supervise in the manager’s absence, and mentor team members while supporting audits and regional activities.

Requirements include a college degree, seven years of claim experience, knowledge of property law trends, and a valid CA driver license. Strong negotiation and analytical skills are essential.

Qualifications

• College degree or equivalent experience; seven years of claim experience.
• Knowledge of current claims laws, civil and tort law trends in property insurance.
• Strong math and accounting basics for living-expense calculations.
• Valid California driver license and ability to operate a vehicle.

Responsibilities

• Provide high-level technical claim handling, including investigation, evaluation, and negotiations for Property, Collapse, Earth Movement and related losses.
• Mentor less experienced claim reps and assist the Manager/Director; support regional audits.
• Communicate complex policy-contract interpretations in writing and orally.

Skills

Negotiation skills

Written and verbal communication

Mathematics

Property insurance knowledge

Education

College degree

Job description

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why choose CIG’s Claim’s Team?

CIG claims department is here to support our insureds throughout their claims process. We work directly with our agency partners and policyholders to accomplish successful claim resolutions. Join the claims operation and you can be part of a team who provides excellent service, build relationships, and achieves successful outcomes for our clients.

Benefits

• Accrue twenty-one days of Paid Time Off during your first year
• Up to eighty-seven percent of benefits covered by CIG for you and your family members
• Medical, dental, vision plans
• One hundred percent covered plans
• Basic Life & AD&D
• Employee Assistance
• Leave Management
• Long Term Disability
• Short Term Disability (Outside of CA)
• Family Caregiver Support (Homethrive)
• Child Care Resources (Tootris)
• Business Travel Accident Protection
• Voluntary benefit offerings
• Short-term (CA only)
• Voluntary Life AD&D self, spouse and child plans
• Flexible Spending
• Health Savings (HSA)
• Hospital Indemnity
• Accidental Injury
• Critical Illness
• ARAG Legal Services
• Norton LifeLock
• Nine paid holidays, plus two floating holidays
• Above and Beyond Reward Recognition Program
• Kudos & Shout Out Points Program
• Quarterly Above and Beyond Bonus Program
• Annual Above and Beyond Bonus Program
• Competitive compensation
• Base compensation
• Salary Management Spot Bonuses
• Annual Incentive/Profit sharing program, potential payout annually based on company results.
• Discount partnerships
• Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
• Insurance Educational reimbursement and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program.
• Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
• Retirement savings benefit (401k and Roth + match)
• Health & Financial Wellness
• Wellness platform, tools and events
• Health Savings Account – match
• Financial Wellness Resources

Work Environment

This is a remote position working from your home. We are looking for a candidate who resides in the Central Valley. (Fresno, Visalia, Bakersfield territory)

Job Overview

Provides the highest company-wide level of technical claim-handling, including investigation, evaluation, and negotiations pertaining to Property, Collapse, Earth Movement and loss of building and structures. Supports the team as technical supervisor in manager’s absence. Assists with Regional audits, mentors less experienced Claim Reps and performs other duties as required or assigned by the Claim Manager or Director.

Requirements

• College degree or equivalent experience and seven (7) years of claim experience, including three years’ experience in handling complex claim files.
• Knowledge of Current claims laws, specifically civil and tort law and current trends in Property insurance case law and issues
• Good working knowledge of mathematics and common accounting practices which relate to gross and net income or living-expense calculations.
• Demonstrate strong negotiation skills and communicate complex legal concepts and policy-contract interpretation in writing and orally
• Plan, organize, and prioritize work under the pressure of critical deadlines
• Perform inspections of sites and properties, including roofs, basements, and attics, which may require the use of ladders or stairs to access or the ability to kneel, crawl, and bend
• Demonstrate strong negotiation skills and communicate complex legal concepts and policy-contract interpretation in writing and orally
• Maintain a valid California Driver License and operate a vehicle
• Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.

Career Path Potential

• Claims Manager - Property

Salary Range:

$77,406.00 - $129,010.00

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.