Chief Technology Officer - Customer-Centric Business Development Focus

Join; United States; Remote; USD 169,000 - 236,000; Full time

Benefits offered by this job

Annual bonus

Company pension contributions

Workation options

Bike leasing

Job ticket

Flexible working hours

Egym and wellness offers

Job summary

fino, a European FinTech, seeks a visionary CTO/VP of Engineering to lead technology strategy from Kassel, Germany. You will define the technical vision, own the roadmap, and align engineering with business goals while maintaining a customer-centric focus.

You will collaborate with the founder and executive leadership, manage cloud architecture and security in banking contexts, guiding cross-functional teams across AI/ML, data analytics, REST/GraphQL, and compliant fintech platforms.

Qualifications

• Several years in a CTO/VP of Engineering or comparable role in FinTech/banking.
• Hands-on leadership with a strong hands-on mentality and client discussions.
• Clear communication with clients, team, and executive management.
• Deep technical understanding of cloud architectures, APIs, data analytics, AI and security.

Responsibilities

• Define the company's technological vision and drive the roadmap.
• Lead engineering teams and partner with executive leadership.
• Own customer-centric tech initiatives and business value realization.
• Engage in C-level sales discussions with strategic tech foresight.
• Collaborate with customers to identify use cases and viable models.
• Measure decisions with metrics and guide next steps from insights.

Skills

Engineering management

Cloud platforms (AWS/Azure/GCP)

REST APIs

GraphQL

Data analytics

AI/ML stacks

Banking security & compliance

Job description

• Location: Kassel , Germany
• Work Policy: Remote-first within Germany; optional office days; not advertised as fully remote internationally
• Work Experience: Several years in a CTO/VP Engineering (or similar) role within FinTech or banking
• Language Requirement: English C1, German C1
• Employment Type: Full-time
• Technical Skills Required: Engineering Management, Cloud platforms (AWS/Azure/GCP), REST/GraphQL APIs, data analytics & AI/ML stacks, banking security & compliance frameworks
• Industry: FinTech/Data Analytics for Banking
• Positions Available: 1

Company Mission

Account transaction data reflects the entirety of a customer's life—we help our partners understand this data quickly, easily, and efficiently, and leverage it profitably.

Core Values

Scope to Shape Your Role:

High level of personal responsibility, open communication, active involvement in shaping the business, and a motivated, success-oriented team

Flexible Work:

Remote-first with hybrid options, flexible working hours, modern equipment, "workation" opportunities—plus time off on December 24th and 31st

Tech & Innovation:

Modern tech stack and AI-driven culture

Attractive Perks:

Annual bonus, gifts for work anniversaries and milestone birthdays, corporate benefits program, discounted mobile phone plans, company pension contributions exceeding statutory requirements, capital-forming benefits, and automatic salary adjustments at fixed intervals

Health & Mobility:

Commuter pass, bike leasing, and discounted fitness & wellness offers in your city (egym)

Tasks

• You position the company as a pioneer of data-driven business models in Europe and help define how the financial industry of tomorrow will utilize data
• You actively drive the company’s technological vision—ranging from new technologies to entirely new product concepts—while maintaining a consistent customer-centric focus
• You independently conduct sales discussions at the C-level, inspiring decision-makers with your technological foresight and a clear understanding of the business value for them
• You collaborate with our customers to identify new use cases and develop viable business ideas and models based on our existing capabilities
• You own the technology roadmap, prioritizing initiatives clearly and based on data to ensure engineering and product teams focus on the areas that deliver the greatest impact.
• You work closely with our founder and executive leadership as a strategic partner, actively shaping fino’s strategic direction
• You measure the success of your decisions using clear metrics and consistently derive the next steps from those insights

Requirements

• You bring several years of experience in a CTO, VP of Engineering, or comparable technical leadership role, ideally within the FinTech or banking sector
• You possess an entrepreneurial and visionary mindset, a keen sense for emerging technologies, and the ability to independently derive promising business models from them
• You are characterized by a strong hands-on mentality and genuinely enjoy championing and advancing your ideas directly in client discussions
• You communicate clearly and persuasively with clients, your team, and executive management—including at the decision-maker level
• You possess a deep technical understanding of modern cloud architectures, APIs, data analytics, and AI, as well as the security and regulatory requirements of the banking industry
• You are fluent in German and English (negotiation level) and—given our ongoing European expansion—ideally possess additional foreign language skills

Benefits

• Key role in positioning the company as a European pioneer of data-driven business models and significantly shaping the tech vision.
• Direct collaboration with the founder and CEO offers great strategic scope and quick decisions.
• Mixture of technology leadership and customer-centered business development enables high impact right up to your own C-level sales.
• Remote-first with 5 home office days, flexible working hours and workation option creates maximum freedom and work-life balance.
• Modern cloud, API and AI tech stack as well as strong AI culture promote continuous learning and innovation.
• Attractive package: fixed salary, individual annual bonus, 28 vacation days plus December 24th/31st free, job ticket, bike leasing, egym and many more.
• Medium-sized, unbureaucratic environment with regular team events and dog-friendly Kassel office strengthens cohesion and ownership.

Why Work With Them

• Strategic freedom to shape a market-leading FinTech
• Direct impact on European expansion
• Modern AI-first stack
• Remote-first flexibility without corporate red tape