Chief Credit Officer

https:/jobs.gogpac.com/gpac/search/Apply/all/2800/504411477/Chief%20Credit%20Officer.html; Fort Worth (TX); On-site; USD 150,000 - 200,000; Full time

Job summary

A growing financial institution in Texas is seeking a Chief Credit Officer (CCO) to lead its credit risk function. This pivotal role involves overseeing credit policy, loan portfolio quality, and mentoring credit teams. The ideal candidate will have over 15 years of experience in commercial banking and a strong grasp of regulatory compliance. The bank supports relocation costs to a beautiful coastal city along the Gulf of Mexico, offering competitive compensation and executive benefits.

Benefits

Competitive compensation

Executive benefits

Support for relocation expenses

Qualifications

• 15+ years of progressive credit and lending experience, including leadership roles.
• Ability to manage diverse loan portfolios and credit teams.
• Deep understanding of regulatory compliance and credit policy.

Responsibilities

• Set and enforce credit policy and portfolio strategies.
• Oversee credit underwriting and loan approval processes.
• Lead and mentor a team of credit professionals.

Skills

Credit policy management

Risk assessment

Team leadership

Strategic decision-making

Regulatory compliance

Education

Bachelor’s degree in finance or related field

MBA or graduate banking education

Job description

Chief Credit Officer – Community Bank

We’re seeking an experienced and strategic Chief Credit Officer (CCO) to lead the credit risk function for a growing, well-capitalized community bank. This senior executive will oversee the bank’s credit policy, underwriting standards, loan portfolio quality, and credit administration teams, playing a key role in guiding growth while maintaining sound risk management practices.This position requires relocation to a beaufitul coastal city along the Gulf of Mexico in Texas. The bank will help with relocation expenses.

Key Responsibilities:

• Set and enforce credit policy, risk appetite, and portfolio strategies in alignment with the bank’s strategic objectives
• Oversee all aspects of credit underwriting, loan approval processes, and portfolio monitoring across commercial, CRE, C&I, and consumer segments
• Lead and mentor a team of credit professionals and credit analysts
• Chair or participate in senior credit committees and ensure timely, risk-aligned decision-making
• Monitor asset quality, identify emerging credit risks, and implement proactive portfolio management
• Ensure compliance with all regulatory requirements and support internal/external audits and examinations
• Partner with senior leadership on strategic initiatives including loan growth, M&A, or new product development

Qualifications:

• 15+ years of progressive credit and lending experience, including leadership roles within commercial banking
• Proven ability to manage diverse loan portfolios and credit teams
• Deep understanding of regulatory compliance, risk ratings, and credit policy
• Strong communication, analytical, and decision-making skills
• Bachelor’s degree in finance or related field required; MBA or graduate banking education preferred

Why Join Us?

• Stable, growth-oriented bank with a strong balance sheet and supportive leadership
• Competitive compensation and executive benefits
• Opportunity to shape the credit culture and have a meaningful impact on the institution’s long-term success

For more information, contact [e-mail] 346-291-2820