Cards Planning & Analysis Associate

JPMorganChase; Wilmington (DE); On-site; USD 70,000 - 100,000; Full time

Job summary

Chase is seeking a Financial Analyst in FP&A to partner across the firm, delivering financial and strategic analysis, budgeting, forecasting, and management reporting for the Cards business.

You will build dashboards, perform variance analysis, develop business cases, and provide insights to senior management on profitability, efficiency, and cost controls in a fast-paced environment.

Qualifications

• Bachelor's degree in Accounting, Finance or a technical field.
• 3+ years of work experience, preferably in Financial Services or accounting/controller background.
• Advanced skills in Excel, SQL, Databricks and PowerPoint.
• Proficiency with data mining/gathering and manipulation of data sets.

Responsibilities

• Perform annual/continual financial planning activities for Cards, providing business rationale for month-end performance and forecasting.
• Efficiency reporting, analytics and strategy including location strategy and reporting.
• Create financial business cases supporting business initiatives.
• Report on and monitor key metrics, drive data quality initiatives across the product area.
• Developing and tracking performance metrics, creating presentations, and providing financial analysis to senior management.
• Perform variance analysis and present commentary to senior managers.
• Develop, consolidate and present robust financial analysis including annual budget and quarterly forecasts.
• Serve as liaison between FP&A, lines of business, and support teams to provide reporting and insights.
• Collaborate with partners across FP&A and business lines to ensure timely and accurate results.
• Help design new reports and dashboards to deliver financial results to senior management.
• Enhance controls and streamline processes, introducing automation where possible.

Skills

Data analysis

Communication

Problem solving

Team collaboration

Attention to detail

Education

Bachelor's degree in Accounting, Finance or technical field

Tools

Excel

SQL

Databricks

PowerPoint

Job description

Financial Analysis is responsible for partnering across the firm to provide financial and strategic analysis, oversight, and coordination of budgeting and forecasting. Our Financial Planning and Analysis (FP&A) teams are responsible for a wide range of activities including financial control, forecasting and budgeting, analysis of financial/business metrics, delivery of weekly/monthly/quarterly management reporting, development of new reporting capabilities (e.g. dashboards), and advising the line of business CFOs on how to increase profitability and efficiencies.

Responsibilities

• Perform annual/continual financial planning activities for Cards, providing business rationale and decisions for all month-end financial performance and forecasting, conducting reviews and analysis on financial performance, consumption/demand planning, budgeting, billing, trends, and exception reports
• Efficiency reporting, analytics and strategy - including, but not limited to - location strategy, span of control, reporting and analytics
• Creating financial business cases supporting business initiatives
• Reporting on and monitoring key metrics, driving data quality initiatives across the product area, and helping define future needs of the product area
• Developing and tracking performance metrics, creating presentations, and generally providing financial analysis on a variety of topics to senior management
• Performing variance analysis to understand the key drivers of the results and presenting commentary to senior managers, explaining changes from prior forecasts/budgets
• Develop, consolidate and present insightful and robust qualitative and quantitative financial analysis including annual budget, quarterly/monthly forecast variances
• Serve as a liaison between Firm-wide P&A, lines of business, Functional Finance teams and other support teams in order to provide impactful reporting, planning and insightful analyses
• Collaborate with business partners across P&A, lines of business and the firm to ensure the timely, accurate
• Helping design new reports and dashboards to efficiently deliver the financial results to senior management
• Enhancing controls and streamlining processes, introducing automation where possible

Qualifications

• Bachelor's degree in Accounting, Finance or a subject of a technical nature
• 3+ years of work experience, preferably in Financial Services, and/or accounting/controller background
• Advanced skills in Excel, SQL, Databricks and PowerPoint
• Proficiency with data mining/gathering and manipulation of data sets
• Inquisitive, enthusiastic and diligent, and capable of challenging peers
• Strong verbal and written communication skills, with the ability to articulate complex issues clearly
• Ability to create ad hoc reporting for senior management
• Proven track record for executing on special projects / assignments, often with little lead time or information
• Highly motivated and able to thrive and think clearly under pressure and tight deadlines
• Team player with the ability to be respected as a trusted partner for the Business, Finance, and FP&A Teams
• Highly motivated self-starter with excellent time management/prioritization skills
• Strong analytical and problem solving skills with ability to analyze large data sets and present conclusions concisely

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.