Card Services Specialist I

American1cu; Jackson (MI); On-site; USD 29,000 - 32,000; Full time

Benefits offered by this job

Health benefits starting day one

Dental coverage

Vision coverage

Paid time off

Job summary

American 1 Credit Union in Jackson, MI is seeking a Card Services Specialist I to manage daily debit and credit card transactions, disputes, Instant Issue cards, and ATM processing. This full-time, on-site role travels to branches and offers a competitive hourly wage.

You will balance general ledger accounts, monitor fraud trends, and maintain confidentiality while contributing to a customer-focused, collaborative team culture.

Qualifications

• Requires high school diploma or GED.
• Experience with Windows-based software.
• Ability to balance general ledgers and maintain accuracy.

Responsibilities

• Process debit and credit card transactions and disputes.
• Handle ATM processing and Instant Issue card requests.
• Balance daily general ledger accounts and monitor ATM settlements.
• Print and mail Instant Issue cards to members.
• Ensure confidentiality and compliance with policies.

Skills

Debit/Credit Card Processing

ATM Transactions

Instant Issue Cards

Disputes Handling

General Ledger Balancing

Education

High School Diploma or GED

Tools

Windows-based Software

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Card Services Specialist I

Full Time Clerical Home Office/Resource Center Jackson, Jackson, MI, US

Dynamic Credit Union looking for a Card Services Specialist!

• Do you have experience processing debit/credit card transactions and disputes?
• Do you know how to process ATM transactions and Instant Issue cards?

If so, we invite you to consider a position at American 1 Credit Union. Below are more details before you decide to apply:

• Location: onsite in Jackson, MI, and traveling to various Branches
• Position: Card Services Specialist
• Hourly rate of $21.13/hour
• Benefits start on day one: Health, Dental, Vision, Responsible Time Off
• All offers of employment are contingent upon a background screen

The Card Services Specialist will ensure the efficient flow and handle daily processing of debit and credit card transactions, debit card disputes, Instant Issues, ATM processing, and balance general ledger accounts. The Card Services Specialist will fulfill the assigned responsibilities employing the core values of Focused, Engaged, Trustworthy, Humbly Confident, and Achiever.

Essential Job Functions:

• Focus on Purpose: Monitor the flow and processing of transactions related to the debit and credit card programs
• Accountability: Adheres to regulations and submits debit and credit card disputes within the allotted timeline. Analyzes fraud trends and reports them to the Card Services Manager.
• ATM Processing:Performs testing and balancing of ATM machines, completes posting to general ledgers, reconciles ATM settlements, prepares cash for ATM replenishment, responsible for daily maintenance and upkeep of ATMs, and supports on-call after hours servicing needs.
• Instant Issue Processing: Prints and mails instant issue debit and credit cards to members.
• General Ledger Balancing:Reconciles daily the settlements of debit, credit cards, and ATMs.
• Trustworthy: Maintains confidentiality and integrity of all member accounts as well as confidentiality with employees. Follow all credit union policies and procedures, including policies and procedures for customer identification and all BSA requirements.
• Employee Culture: Committed to building and supporting an engaging and inclusive culture for all.
• People Focused and Strong Communication: Empathetically seek understanding of what members and employees require, expect, and use available resources, policies, and opportunities in their best interest without compromising institutional core values and core focus.
• Achiever, Initiative, and Goal Driven: The employee drives for results and success, is committed to their job, sets high standards of performance, pursues aggressive goals, and works hard to achieve them, displays a high level of effort and commitment to work, and takes ownership. Apply new ways of thinking; create new ideas. Plans work and carry out tasks without detailed instructions; makes constructive suggestions; prepares for problems or opportunities in advance; undertakes additional responsibilities; responds to situations as they arise with minimal supervision; creates novel solutions to problems.
• Focused, Decision Making and Problem-Solving: Has a strong sense of urgency about proactively solving problems and getting work done; gains support by collaborating effectively for ideas, proposals, projects, and solutions, takes initiative; makes and/or facilitates decisions considering impact on others and/or the credit union; reach sound decisions and exercises good judgment based on balanced consideration of facts, priorities, and alternatives; make decisions in agreed upon time frame; take initiative to identify and resolve problems; demonstrate ability to examine existing problems/issues in new ways.
• Engaged and Collaborative: The capacity to create an achievable vision for the future by engaging and collaborating with the Finance Leadership team, to foresee longer-term developments, to envision options (and their probable consequences), to select sound courses of action, to rise above the day-to-day detail, to challenge the status quo.
• Trustworthy, Reliability, and Confidentiality: Personally responsible; completes work in a timely, consistent manner; works hours necessary to complete assigned work; is regularly present and punctual; arrives prepared for work; is committed to doing the best job possible; keeps commitments. Able to keep all information obtained confidential including member, employee, and credit union information. Ensures core processes, policies, and procedures are followed.

Key Accountabilities:

• Debit and Credit Card processing
• ATM processing
• General Ledger Balancing

Requirements:

• A minimum education of high school diploma or GED.
• Demonstrated ability to produce documents, spreadsheets, databases, etc. with Windows-based software.

The Ideal Candidate:

• Is detail-oriented and curious and will leverage research to mitigate fraud losses.
• Ability to balance General Ledgers and knowledge of Excel.
• Has an aptitude for accounting practices.
• Possesses attention to detail and organizational skills.
• Good verbal and interpersonal communication skills.
• Ability to maintain a strict standard of confidentiality.
• Ability to meet deadlines and perform under pressure.
• Requires independent judgment.

NOTE: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.