Card Services Specialist I

Apple Federal Credit Union; Fair Oaks (VA); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Medical coverage

Dental/vision coverage

401(k) match

Paid time off

Holidays

Volunteer time

Tuition reimbursement

Annual bonus

Job summary

Apple Federal Credit Union in Fairfax, VA is seeking an experienced Card Services Assistant to support day-to-day card operations and ensure compliance with Visa rules. You will handle dispute processing, posting, and account settlements, while delivering responsive service to members and branch staff.

Responsibilities include reconciling ATM and prepaid system activity, processing daily reports, and assisting with helpdesk requests.

Qualifications

• Minimum two years financial institution experience required.
• Knowledge of credit and debit card operations.
• Experience with Quick Assist and Velera systems.
• Dispute processing experience a plus.

Responsibilities

• Process daily reports and post provisional credits and reversals.
• Review lost/stolen reports and block/reissue cards per policy.
• Handle department correspondence and vendor communications.
• Assist with ATM helpdesk and maintenance coordination.
• Ensure accurate GL entries and monthly reconciliations for ATM and prepaid systems.
• Respond to member inquiries and maintain high service standards.

Skills

Finance experience

Card operations

Communication

Analytical thinking

Problem solving

Education

High school diploma or GED

Tools

Quick Assist

Velera systems

Job description

Why Join Apple?

At Apple Federal Credit Union, we're more than a financial institution; we're a community-focused organization powered by passionate people. With 24 branches across Northern Virginia and a proud legacy of service, we're committed to improving the lives of our members and the communities we serve.

We believe our employees are our greatest asset. That's why we foster a supportive workplace culture that values inclusiveness, innovation and growth. Whether you're just starting out or advancing your career, you'll find opportunities for professional development, mentorship and meaningful impact.

Why Work at Apple FCU

• Recognized as a WTOP Top Workplaces (2026)
• Collaborative, welcoming environment with forward-thinking leadership
• Competitive, comprehensive benefits package, including:
  • Medical, dental and vision coverage
  • 401(k) with employer match
  • Paid time off and 11 paid federal holidays
  • Paid volunteer time to give back
  • Tuition reimbursement and ongoing training opportunities
  • Annual TEAM Bonus plan.

Position Summary:

Under general supervision, but following established policies and procedures is responsible for supporting and executing the day to day work activities of the Card Services department. Ensures internal and external service standards are being met. Responsible for compliance of Visa Debit and credit federal rules and regulations, along with Reg E. Maintains the appropriate procedural manuals ensuring new procedures are written and updates managed. Responsible for answering Department Hotline, Help Desk tickets and support to fellow staff members. Processing dispute claims, account settlement, and other daily duties. Performs duties and responsibilities in accordance with The Apple Way principles of Team Up, Serve With Purpose, Challenge Yourself and Own It. Remains cognizant of and adheres to credit union policies and procedures, Federal or State regulations or laws that may pertain to debit and credit card services. Performs other duties as assigned by the Director of Card Services and/or the AVP of Payments.

Essential Functions and Responsibilities:

• Responsible for processing daily reports, posting provisional credits and reversals, as indicated by card processor. Posts additional comments on Synapsys to aid front line staff in answering questions from members regarding any open or closed cases
• Reviews daily lost/stolen reports from processor. Blocks and reissues accounts within established policies and procedures
• Download daily correspondence from card processing vendor and department's email box and performs the requested maintenance and/or responds to the appropriate parties
• Responds to ATM Helpdesk tickets and assists branch staff in responding to ATM troubleshooting. Responsible for placing service calls through ATM maintenance vendor if problems are not resolved by branch staff
• Reviews and corrects daily ATM check image files for all enhanced deposit ATMs
• Settles ATM systems ensuring accurate GL entries. Assists in clearing all GL accounts. Balance daily deposit GLs, and weekly withdrawal and funding GLs. Prepares monthly reconciliations for ATM withdrawal, deposit, and cash GL's
• Settles Prepaid systems daily ensuring accurate GL entries
• Answers Department Hotline and Help Desk tickets in a timely, friendly, and professional manner in support of front-line staff to resolve complex member requests, research member complaints or inquiries related to card usage while maintaining positive member relations. Performs file maintenance on Visa Check card system; blocking, adding, deleting, and changing accounts as required
• Ensures travel flags are placed on card records in the processor system to ensure that there is no service interruptions to cardholders
• Responsible for ordering instant issue card stock
• Make outbound phone calls in relation to debit cards when requested by management

Knowledge and Skills:

• Experience: Minimum two years financial institution experience required. Knowledge of Credit and Debit card operations. Experience with Quick Assist, Velera systems. Dispute processing experience a plus.
• Education: A high school education or GED
• Interpersonal Skills: Strong communication, organizational, analytical, and decision-making skills. Effective oral and written communications skills.
• Other Skills: Excellent problem-solving skills. Ability to research out-of-balance situations. Must be able to provide positive service in support of Credit Union service culture. PC proficient including MS Word and Excel, and ability to learn financial institution software and systems
• Physical Requirements: The ability to lift 25 lbs. and utilize standard office equipment including, but not limited to, PC, fax, copier, telephone, etc
• Work Environment: Ability to function in a financial institution environment
  

Employment Type: Full-Time

Location: 4097 Monument Corner Drive, Fairfax, VA 22030

***Apple Federal Credit Union values, encourages, and implements diversity in the workplace.***

As an equal opportunity employer, Apple Federal Credit Union does not discriminate in employment with regard to race, color, religion, national origin, citizenship status, ancestry, age, sex (including sexual harassment), sexual orientation, marital status, physical or mental disability, military status or unfavorable discharge from military service or any other characteristic protected by law.

All selected candidates will be subject to credit and background checks to determine employment eligibility.***