Capital Management Analyst

Lincoln Financial; Jackson (MS); Remote; USD 69,000 - 125,000; Full time

Job summary

A financial services provider is seeking a Capital Management Analyst to analyze complex financial information and report to management. In this remote role, you'll collaborate with various business units and engage in financial forecasting and modeling tasks. Ideal candidates have a Bachelor's degree and 3-5+ years of financial analysis experience, with strong communication and analytical skills. This position offers competitive compensation and career development opportunities.

Benefits

PTO/parental leave

Competitive 401K and employee benefits

Tuition assistance program

Qualifications

• 3-5+ years of experience in financial analysis that directly aligns with the specific responsibilities for this role.
• Strong understanding of STAT financial statements and RBC.
• Ability to assist with interpreting regulatory guidance (RBC / Statutory Accounting).

Responsibilities

• Collaborate with business units to prepare NAIC Risk-Based Capital forecasts.
• Assist in capital stress testing and scenario modeling.
• Support strategic initiatives through financial modeling.

Skills

Financial analysis

Strong technical skills in financial modeling/analysis

Strong written and verbal communication skills

Ability to evaluate and analyze complex information for decision-making

Education

4 Year/Bachelor's degree or equivalent work experience

Tools

Microsoft Office Suite

Job description

Overview

Alternate Locations: Work from Home

Work Arrangement:

Remote: Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance: is not available for this opportunity.

Requisition #: 75192

The Role at a Glance

We are excited to bring on a Capital Management Analyst to support the Finance organization in a work from home environment.

Background Details

As the Capital Management Analyst, you will prepare, analyze and report on more complex financial information and provide management with more complex financial perspective for your assigned area. You will consult, analyze and deliver on more complex assignments and projects. You will act as a resource to applicable internal and external stakeholders. If this sounds like a role for you, please read on!

What you\'ll be doing

• You will collaborate with Lincoln’s business units, Corporate Financial Planning & Analysis (FP&A), Capital Management, Tax, and others to prepare quarterly NAIC Risk-Based Capital (RBC) / free cash flow (FCF) forecasts and 5-year capital plans, including analytics for senior leadership.
• You will assist in enterprise-wide capital stress testing, sensitivity analysis, and scenario modeling to help identify risk exposures and support recommendations to senior leadership.
• You will contribute to forecast process enhancements.
• You will maintain and enhance the RBC modeling capabilities used in 5-year plans to improve granularity and precision of projections.
• You will support integration of the RBC forecast and business unit / product-specific Target Capital projections into departmental initiatives aimed at strengthening our financial infrastructure and capabilities.
• You will identify opportunities to streamline and document procedures and improve coordination across departments.
• You will support strategic initiatives (reinsurance, M&A, etc.) through modeling of impacts to RBC and Lincoln’s broader financials, providing analytical input that informs executive decision-making and aligns capital deployment with long-term business goals.
• You will support evaluation of the impact of regulatory changes on RBC and other key financial metrics.
• You will develop knowledge and skills in the Bermuda regulatory framework to support the ongoing integration of Bermuda-based reinsurance subsidiary into forecast and other business as usual (BAU) processes and analytics, including:
• Pro forma projections included in reinsurance regulatory filings (i.e., Form D).
• Rating agency capital models (S&P, BCAR, and Fitch).

What we’re looking for

Must have experience (required):

• 4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's)
• 3-5+ years of experience in financial analysis that directly aligns with the specific responsibilities for this role.
• Strong understanding of STAT financial statements and RBC.
• Ability to assist with interpreting regulatory guidance (RBC / Statutory Accounting).
• Strong technical skills in financial modeling/analysis with keen attention to detail.
• Ability to evaluate and analyze complex information for decision-making.
• Strong written and verbal communication skills.
• Strong intellectual curiosity and critical thinking ability.
• Capable of managing multiple tasks under pressure.
• Proven ability to work effectively as part of a team and collaborate with business partners and stakeholders.
• Complies with all company and site policies and procedures.
• Remains current in profession and industry trends.
• Proficiency in Microsoft Office Suite, with advanced Excel skills.

Nice to have experience (preferred):

• ASA designation (or progress towards obtaining), with the commitment to continue progress toward obtaining the FSA designation
• Familiarity with Advanced Analytics.

Application Deadline

Applications for this position will be accepted through October 31, 2025, subject to earlier closure due to applicant volume.

What’s it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

What’s in it for you

• Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
• Leadership development and virtual training opportunities
• PTO/parental leave
• Competitive 401K and employee benefits
• Free financial counseling, health coaching and employee assistance program
• Tuition assistance program
• Work arrangements that work for you
• Effective productivity/technology tools and training

The pay range for this position is $69,000 - $124,600 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services.

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach.

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice.

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. Lincoln will not ask applicants to provide sensitive information in job applications. Our recruiters do not communicate with applicants through free e-mail accounts or conduct interviews using free video chat. We will never ask applicants to provide payment during the hiring process. Please contact Lincoln's fraud team at [e-mail] if you encounter a recruiter or see a suspicious job opportunity.

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial is an Equal Opportunity employer and, as such, is committed to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. If you require TTY/TDD assistance, contact us by calling 260-455-2558.

This Employer Participates in E-Verify. See the E-Verify notices.

Este Empleador Participa en E-Verify. Ver el E-Verify avisos.

Lincoln Financial Group is an Equal Opportunity employer and, as such, is committed to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. We have a drug free work environment and pre-employment substance abuse testing.