CA-WA Private Mortgage Banker

Hispanic Alliance for Career Enhancement; San Rafael (CA); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a motivated Private Mortgage Banker to join their dynamic team. This role involves soliciting residential mortgages and building strong relationships with affluent clients, realtors, and financial professionals. You will leverage your expertise in the mortgage industry to produce high-quality loans while ensuring compliance with regulations. The position offers a comprehensive benefits package and opportunities for professional growth in a supportive environment. If you are passionate about delivering exceptional customer service and have a proven track record in mortgage banking, this is the perfect opportunity for you.

Benefits

Health Benefits

401(k) Plan

Paid Time Off

Disability and Life Insurance

Parental and Caregiving Leave

Tuition Reimbursement

Scholarships

Qualifications

• 2+ years of experience in Private Mortgage Banking Sales.
• Excellent communication and customer service skills.

Responsibilities

• Solicit residential mortgages and build relationships with affluent borrowers.
• Analyze financial data and provide recommendations for loan programs.

Skills

Private Mortgage Banking Sales

Customer Service

Communication Skills

Sales Prospecting

Documented Retail Residential Mortgage Fundings

Education

Relevant Work Experience

Tools

Microsoft Office

Job description

About this role:

Wells Fargo is seeking a CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Learn more about our career areas and lines of business at wellsfargojobs.com.

In this role you will:

1. Participate in soliciting residential mortgages from various sources
2. Produce high quality jumbo loans which are compliant and provide excellent customer service
3. Build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
4. Develop and maintain a high visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market
5. Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales policies, procedures, compliance requirements, and loan generation
6. Understand real estate appraisals, title reports, and real estate transactions
7. Receive customer applications, quote rates and points, complete follow-up activities with registration lock-in; analyze and offer mortgage loan products based on client needs
8. Review and analyze low to moderately complex financial and credit data; match customer needs with appropriate loan programs and risk levels
9. Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high customer satisfaction through timely and proactive communication
10. Pursue Wells Fargo training offerings to increase knowledge of products, policies, procedures, and underwriting requirements
11. This SAFE position involves customer contact and duties including offering/negotiating terms and/or taking applications for dwelling secured transactions. Compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations is required. Ongoing employment depends on meeting all such requirements, including background checks.

Required Qualifications:

• 2+ years of Private Mortgage Banking Sales experience or equivalent, demonstrated through work experience, training, military service, or education

Desired Qualifications:

• Basic Microsoft Office skills
• Documented retail residential mortgage fundings over the past 12 months from established sources
• Excellent communication skills
• Mortgage industry experience
• Knowledge of sales prospecting and generating referrals
• Customer service experience
• Experience with high net-worth clients

Job Expectations:

• SAFE registration at employment start, with Wells Fargo initiating the process
• Meet CFPB qualification requirements and comply with Wells Fargo policies
• Complete formal training programs
• Reliable transportation
• Availability to work nights, weekends, and holidays as needed

Pay Range

Range reflects base pay; actual pay may vary based on achievements, skills, experience, or location. The listed range is one component of the total compensation package.

$0.00 - $0.00

Benefits

Wells Fargo offers a comprehensive benefits package, including:

• Health benefits
• 401(k) Plan
• Paid time off
• Disability and life insurance
• Parental and caregiving leave
• Discounts, tuition reimbursement, and scholarships

Posting End Date:

27 May 2025

Note: Job posting may close early due to application volume.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other protected characteristics.

Additional Information

Employees are expected to support risk management and compliance, following policies and making sound risk decisions. Proactive monitoring, governance, and escalation are emphasized.

Applicants with Disabilities

To request accommodations, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug-free workplace. See Drug and Alcohol Policy.

Recruitment and Hiring Requirements:

Represent your experiences honestly. Third-party recordings are prohibited unless authorized.